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157 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 157 3rd St, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,035 sqft · built 1940
Lot Size0.241 acres (10,513 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Jul 2022)
Tax Bill$2,113 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Aug 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-6835-9

Property Details

APN / Parcel Number

Primary APNC56-000-592-6835-9
Alternative APN
  • 06-1S-22-1590-0001-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,035 sqft Heated Area
Gross Area1,329 sqft
1st Floor Area1,035 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,513 sqft (0.241 acres)
Lot Width96 ft Width
PorchOpen Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address157 3RD ST
CityNICEVILLE
StateFL
Zip32578-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEIGS S/D NICEVILLE LOT 2 & E 35 FT OF LOT 3 LESS NORTH 2 FT THEREOF
Legal Range22
Legal Township01S
Legal Section06
Legal SubdivisionMEIGS S/D
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1006
Census Tract21101

Owner

157 3rd St is owned and occupied by an individual who bought it in July 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address157 3RD ST, NICEVILLE, FL 32578-1115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Aug 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 6, 2020Affidavit of Death, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2022 · Amount on File
Deed SaleJul 15, 2022 · Amount on File
Prior SaleAug 14, 2020
Deed Document Number3564603
Deed Book / Page3632 / 4063
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 15, 2022
Property Address157 3RD ST, NICEVILLE, FL 32578-1115
Document Number0036324063
Book / Page3632 / 4063
Map ReferenceMB 2 PG 6
Instrument DateJul 13, 2022
Instrument3564603
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address300 S DUVAL ST # ST2101, 300, TALLAHASSEE, FL 32301-1703

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 3RD ST, NICEVILLE, FL 32578-1115

Mortgage

Document Number0036324069
DateJul 15, 2022
Instrument3632/4069
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateAug 14, 2020
Property Address157 3RD ST, NICEVILLE, FL 32578-1115
Document Number0034834238
Book / Page003483 / 004238
Instrument DateAug 13, 2020
Instrument3382347
Transaction TypeTransfer
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address815 NE 89TH ST MIAMI FL 331383328, MIAMI, FL 33138-3328

January 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionOKALOOSA FL
Recording DateJan 6, 2020
Property Address157 3RD ST, NICEVILLE, FL 32578-1115
Document Number0034370095
Book / Page003437 / 000095
Instrument DateDec 30, 2019
Instrument3328317
Transaction TypeTransfer
Record UpdatedFeb 6, 2020
Title CompanyAMROCK INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address157 3RD ST NICEVILLE FL 325781115, NICEVILLE, FL 32578-1115

Mortgage

Document Number34370098
DateJan 6, 2020
Book Page003437/000098
Instrument3328318
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueJan 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 157 3rd St was $2,113 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,113.00 Homeowner's exemption$194,567$199,771 Land $63,016 Building $136,755
2023$1,994.00 (+10.47%) Homeowner's exemption$189,325 (+6.13%) Land $53,189 Building $136,136$189,325 (+6.13%) Land $53,189 Building $136,136
2022$1,805.00$178,388 Land $50,657 Building $127,731$178,388 Land $50,657 Building $127,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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