Okaloosa County property record for 143 3rd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,500 sqft · built 1955 |
| Lot Size | 0.22 acres (9,574 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $665 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-6836-7 |
| Primary APN | C56-000-592-6836-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,640 sqft |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 544 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,574 sqft (0.22 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Carport |
| Garage Area | 248 sqft |
| Carport | Carport |
| Carport Area | 248 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 143 3RD ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEIGS S/D NICEVILLE E 55 FT LOT 4 & W 40 FT LOT 3 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | MEIGS S/D |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21101 |
143 3rd St is owned and occupied by two individuals who acquired it in July 2020.
Source: Okaloosa County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 143 3RD ST, NICEVILLE, FL 32578-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS |
| Aug 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 7, 2020 |
| Transfer Doc | 0034772832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 143 3RD ST, NICEVILLE, FL 32578-1115 |
| Document Number | 0034772832 |
| Book / Page | 003477 / 002832 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 3375499 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 143 3RD ST NICEVILLE FL 325781115, NICEVILLE, FL 32578-1115 |
| Document Number | 34772834 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 003477/002834 |
| Instrument | 3375500 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Jul 22, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Document Number | 34772848, |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 003477/002848 |
| Instrument | 3375501 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 948 Months |
| Due | Jul 22, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 21, 2017 |
| Property Address | 143 3RD ST, NICEVILLE, FL 32578-1115 |
| Document Number | 0033140371 |
| Book / Page | 003314 / 000371 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 3155006 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 248 COUNTRY CLUB RD SHALIMAR FL 325792231, SHALIMAR, FL 32579-2231 |
The 2025 property tax bill for 143 3rd St was $665 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665.00 Homeowner's exemption Widower's exemption | $94,142 | $191,137 Land $63,016 Building $128,121 |
| 2023 | $654.00 (+6.34%) Homeowner's exemption | $88,824 (+3%) | $180,776 (+5.97%) Land $53,189 Building $127,587 |
| 2022 | $615.00 Homeowner's exemption | $86,237 | $170,593 Land $50,657 Building $119,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 143 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 143 3rd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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