138 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 138 3rd St, Niceville, FL 32578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 1955
Lot Size0.262 acres (11,413 sqft)
Owner2 Individual Names on Record
Last Sale$283,900 (Jun 2021)
Tax Bill$3,772 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-592-6858-1

Property Details

APN / Parcel Number

Primary APNC56-000-592-6858-1
Alternative APNs
  • 06-1S-22-1590-0002-0010
  • 22S106159000020010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,685 sqft Living Area
Gross Area2,152 sqft
1st Floor Area1,685 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2011
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,413 sqft (0.262 acres)
Lot Width102 ft Width
Garage TypeCarport
Garage Area253 sqft
CarportCarport
Carport Area253 sqft
PorchFinished/Open Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address138 3RD ST
CityNICEVILLE
StateFL
Zip32578-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEIGS S/D NICEVILLE LOT 1 BLK 2
Legal Range22W
Legal Township01S
Legal Section06
Legal SubdivisionMEIGS S/D
Legal Block2
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionNICEVILLE-VALPARAISO
Census Block Group1
Census Block1007
Census Tract21101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 3RD ST, NICEVILLE, FL 32578-1116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Warranty Deed, Transfer · Conventional Mortgage
PACIFIC SUN MORTGAGE
Jan 14, 2021Warranty Deed, Transfer
SETCO SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Document Number20213461970
Deed Book / Page3552 / 1519
Prior Transfer DateAug 16, 2010
Prior Transfer Doc0029484871
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 8, 2021
Property Address138 3RD ST, NICEVILLE, FL 32578-1116
Document Number0035521519
Book / Page3552 / 1519
Map ReferenceMB 2 PG 6
Instrument DateJun 4, 2021
Instrument3461970
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyNEW FRONTIER TITLE, NEW FRONTIER TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,987.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 HAELE PL, 45, MAKAWAO, HI 96768-8053

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 3RD ST, NICEVILLE, FL 32578-1116

Mortgage

Document Number35521523
DateJun 8, 2021
Instrument3552/1523
Lender
NamePACIFIC SUN MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 14, 2021
Property Address138 3RD ST, NICEVILLE, FL 32578-1116
Document Number0035182628
Book / Page3518 / 2628
Map ReferenceMB 2 PG 6
Instrument DateJan 13, 2021
Instrument3422103
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3124 TERRY LN, 3124, CRESTVIEW, FL 32539-9057

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 E MIRACLE STRIP PKWY APT 9, 9, MARY ESTHER, FL 32569-2083

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityNiceville City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,772.00 (+7.4%)$274,821 (+4.3%) Land $63,016 Building $211,805$274,821 (+4.3%) Land $63,016 Building $211,805
2023$3,512.00 (+7.86%)$263,501 (+6.29%) Land $53,189 Building $210,312$263,501 (+6.29%) Land $53,189 Building $210,312
2022$3,256.00$247,913 Land $50,657 Building $197,256$247,913 Land $50,657 Building $197,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NICEVILLE
serves 22,243 people · EPA ID FL1460147
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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