Stearns County property record for 15698 Christmas Tree Rd, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,698 sqft · built 2006 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Apr 2006) |
| Tax Bill | $4,342 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03347-0000 |
| Primary APN | 05-03347-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,462 sqft |
| 1st Floor Area | 1,698 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Garage Type | Attached |
| Garage Area | 2,312 sqft |
| Parking Spaces | 8 Parking Spaces |
| Lean-To | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 15698 CHRISTMAS TREE RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | P/O LOT 1 BLK 1 COM E4 COR-NE ALG E LN LT 1 BLK 1 338.15'- N88D W 122.54' TO POB-N5D E 71.35'-N26D W 147.20'-N53D W |
| Legal Range | 30W |
| Legal Township | 124 |
| Legal Section | 27 |
| Legal Subdivision | SALZERS ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLLEGEVILLE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 11305 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15698 CHRISTMAS TREE RD, COLD SPRING, MN 56320-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2006 · Amount on Record |
| Deed Sale | Apr 21, 2006 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Collegeville Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,342.00 (+0.88%) | $550,000 (+7.55%) Land $93,000 Building $457,000 | $550,000 (+7.55%) Land $93,000 Building $457,000 |
| 2025 | $511,400 (+1.39%) Land $86,900 Building $424,500 | $511,400 (+1.39%) Land $86,900 Building $424,500 | |
| 2023 | $4,304.00 | $504,400 Land $86,900 Building $417,500 | $504,400 Land $86,900 Building $417,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 40 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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