Stearns County property record for 15653 Christmas Tree Rd, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1976 |
| Lot Size | 12.5 acres (546,678 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Sep 2002) |
| Tax Bill | $2,950 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02924-0002 |
| Primary APN | 05-02924-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 1,357 sqft |
| 1st Floor Area | 936 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 546,678 sqft (12.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15653 CHRISTMAS TREE RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.55 A BEG AT NE COR OF NW4 SE4 TH S890' TH W637' TH N 903' TH E584' TO BEG SECTION 27 TOWNSHIP 124 RANGE 030 TH E584' TO |
| Legal Range | 30W |
| Legal Township | 124 |
| Legal Section | 27 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLLEGEVILLE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 11305 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15653 CHRISTMAS TREE RD, COLD SPRING, MN 56320-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2002 · Amount on Record |
| Deed Sale | Sep 27, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Collegeville Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,950.00 (+1.58%) | $361,700 (+6.63%) Land $157,800 Building $203,900 | $361,700 (+6.63%) Land $157,800 Building $203,900 |
| 2025 | $339,200 (+2.08%) Land $148,600 Building $190,600 | $339,200 (+2.08%) Land $148,600 Building $190,600 | |
| 2023 | $2,904.00 | $332,300 Land $143,100 Building $189,200 | $332,300 Land $143,100 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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