15693 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15693 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2016
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$261,700 (Dec 2020)
Tax Bill	$4,609 (2024)
Deeds & Mortgages	May 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2270005700`

Property Details

APN / Parcel Number

Primary APN	`S2270005700`
Alternative APNs	`00.2270.0002.0057.00.06.00` `R72427` `72427`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15693 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK B, LOT 57
Legal Subdivision	LONGSPUR ESTATES
Legal Block	B
Legal Lot Number	57
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

15693 Saddle Ridge Cir is owned and occupied by an individual who bought it in December 2020.

Source: Kaufman County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 15, 2020	Vendor's Lien, Transfer · FHA Mortgage FIRST BANK
Mar 28, 2017	Vendor's Lien, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Mar 28, 2017 · Amount on File
Deed Document Number	202040338
Deed Book / Page	6737 / 285
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0067370285
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Recording Date	May 15, 2026
Property Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0000014596
Book / Page	9442 / 559
Instrument Date	Apr 6, 2026
Instrument	202614596
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054

Mortgage

Document Number	0000014596,
Date	May 15, 2026
Book Page	9442/559
Instrument	202614596

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jan 1, 2051

Interest

Rate	6%
Max Rate	-1%

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 15, 2020
Property Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0067370285
Book / Page	6737 / 285
Map Reference	CAB 2 ENV 675
Instrument Date	Dec 11, 2020
Instrument	2020-0040338
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 MADRONE TRL, 512, FORNEY, TX 75126-0055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054

Mortgage

Document Number	20200040339
Date	Dec 15, 2020
Instrument	2020-0040339

Lender

Name	FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 28, 2017
Property Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0052970294
Book / Page	5297 / 294
Map Reference	CAB 2 PG 675
Instrument Date	Mar 23, 2017
Instrument	2017-0006511
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15693 SADDLE RIDGE CIR, TERRELL, TX 75160-1054

Mortgage

Document Number	20170006512
Date	Mar 28, 2017
Instrument	2017-0006512

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,620 Land $95,000 Building $251,620	$346,620 Land $95,000 Building $251,620
2024	$4,609.00 (+12.36%)
2023	$4,102.00 (-15.99%) Homeowner's exemption	$413,115 Land $80,000 Building $333,115	$413,115 Land $80,000 Building $333,115
2022	$4,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15693 Saddle Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15693 Saddle Ridge Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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