15627 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15627 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,498 sqft · built 2005
Lot Size	1.07 acres (46,765 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Sep 2023 Sale May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2270005400`

Property Details

APN / Parcel Number

Primary APN	`S2270005400`
Alternative APNs	`00.2270.0003.0054.00.06.00` `R72424` `72424`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,765 sqft (1.07 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15627 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1054
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LONGSPUR ESTATES, BLOCK C, LOT 54
Legal Subdivision	LONGSPUR ESTATES
Legal Block	C
Legal Lot Number	54
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

15627 Saddle Ridge Cir, a commercial property, is owner-occupied and held in a trust since September 2023.

Source: Kaufman County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Warranty Deed, Transfer ALLEGIANCE TITLE COMPANY
May 24, 2019	Vendor's Lien, Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Oct 26, 2018	Vendor's Lien, Transfer · Stand-Alone First Mortgage GUARANTY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023
Deed Sale	Sep 25, 2023
Prior Sale	May 24, 2019 · Amount on File
Deed Document Number	202327037
Deed Book / Page	8239 / 279
Prior Transfer Date	Jan 2, 2007
Prior Transfer Doc	0030580545
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Sep 25, 2023
Property Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0082390279
Book / Page	8239 / 279
Map Reference	CAB 2 ENV 675
Instrument Date	Sep 19, 2023
Instrument	2023-0027037
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	ALLEGIANCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	May 24, 2019
Property Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0060210165
Book / Page	6021 / 165
Map Reference	CAB 2 ENV 675
Instrument Date	May 24, 2019
Instrument	2019-0011830
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	TRULY TITLE INC TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 NANCY DR, 700, ROYSE CITY, TX 75189-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054

Mortgage

Document Number	20190011831
Date	May 24, 2019
Instrument	2019-0011831

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Oct 26, 2018
Property Address	15627 SADDLE RIDGE CIR, TERRELL, TX 75160-1054
Document Number	0058430193
Book / Page	5843 / 193
Map Reference	CAB 2 ENV 675
Instrument Date	Oct 25, 2018
Instrument	2018-0026893
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 W BRITISH FLYING SCHOOL BLVD # BLVD10, 290, TERRELL, TX 75160-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 NANCY DR, ROYSE CITY, TX 75189-3579

Mortgage

Document Number	20180026894
Date	Oct 26, 2018
Instrument	2018-0026894

Lender

Name	GUARANTY BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 15627 Saddle Ridge Cir was $2,725 with exemptions applied, down 36.7% from the year before.

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (-36.67%) Homeowner's exemption Senior Citizen's exemption	$290,924 Land $95,000 Building $195,924	$290,924 Land $95,000 Building $195,924
2024	$4,303.00 (+62.93%)
2023	$2,641.00 (-31.17%) Homeowner's exemption Senior Citizen's exemption	$335,542 (+18.61%) Land $80,000 Building $255,542	$335,542 (+18.61%) Land $80,000 Building $255,542
2022	$3,837.00 Homeowner's exemption Senior Citizen's exemption	$282,887 Land $80,000 Building $202,887	$282,887 Land $80,000 Building $202,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15627 Saddle Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15627 Saddle Ridge Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

Nearby Properties on Saddle Ridge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures