Kaufman County property record for 15649 Saddle Ridge Cir, Terrell, TX 75160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,420 sqft · built 2018 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,397 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S2270005500 |
| Primary APN | S2270005500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,861 sqft |
| 1st Floor Area | 1,861 sqft |
| 2nd Floor Area | 559 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R72425 |
|---|---|
| Old Parcel Number | S2270005500 |
| Street Address | 15649 SADDLE RIDGE CIR |
| City | TERRELL |
| State | TX |
| Zip | 75160-1054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LONGSPUR ESTATES, BLOCK B, LOT 55; & HOUSE & HOUSE |
| Legal Subdivision | LONGSPUR ESTATES |
| Legal Block | B |
| Legal Lot Number | 55 |
| Jurisdiction | KAUFMAN TX |
| Township / Civil Division | TERRELL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50601 |
15649 Saddle Ridge Cir is owned and occupied by an individual who acquired it in August 2019.
Source: Kaufman County records, as of October 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 15649 SADDLE RIDGE CIR, TERRELL, TX 75160-1054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 15, 2019 | Vendor's Lien, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 |
| Deed Sale | Aug 15, 2019 |
| Deed Document Number | 2019-0019596 |
| Deed Book / Page | 6105 / 435 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Property Address | 15649 SADDLE RIDGE CIR, TERRELL, TX 75160-1054 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0075650364 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 7565/364 |
| Instrument | 2022-0013538 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KAUFMAN TX |
| Recording Date | Aug 15, 2019 |
| Property Address | 15649 SADDLE RIDGE CIR, TERRELL, TX 75160-1054 |
| Document Number | 0061050435 |
| Book / Page | 6105 / 435 |
| Map Reference | CAB 2 PG 675 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019-0019596 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18601 LBJ # 525525, 18601, MESQUITE, TX 75150-5600 |
| Name | Verified Name |
|---|---|
| Address | 15649 SADDLE RIDGE CIR, TERRELL, TX 75160-1054 |
| Document Number | 20190019597 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 2019-0019597 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Kaufman County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kaufman County |
| Unified School District | Terrell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,115 Land $95,000 Building $310,115 | $405,115 Land $95,000 Building $310,115 | |
| 2024 | $5,397.00 (+11.97%) | ||
| 2023 | $4,820.00 (-14.45%) Homeowner's exemption | $484,992 Land $80,000 Building $404,992 | $484,992 Land $80,000 Building $404,992 |
| 2022 | $5,634.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15649 Saddle Ridge Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Dec 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15649 Saddle Ridge Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: T-Mobile, Verizon.
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