1567 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 1567 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,192 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2022)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7558-22-1055`

Property Details

APN / Parcel Number

Primary APN	`7558-22-1055`
Alternative APN	`183862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,192 sqft Heated Area
1st Floor Area	1,848 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	128 sqft
Patio Area	344 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	1567 CULLOWHEE MOUNTAIN RD
City	CULLOWHEE
State	NC
Zip	28723-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 CULLOWHEE MOUNTAIN RD
Legal Subdivision	DAVID COLGAN PROPERTY
Legal Lot Number	1
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	5
Census Block	5020
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1567 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Nov 27, 2019	Quit Claim Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Mar 25, 2014 · Amount on Record
Deed Book / Page	2323 / 1888
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0022550045
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 4, 2022
Property Address	1567 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8951
Document Number	0023231888
Book / Page	2323 / 1888
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 75, CULLOWHEE, NC 28723-0075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8951

Mortgage

Document Number	0023231893
Date	Jan 4, 2022
Instrument	2323/1893

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 27, 2019
Property Address	1567 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8951
Document Number	0022550045
Book / Page	2255 / 45
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-8951

Mortgage

Document Number	0022550047
Date	Nov 27, 2019
Book Page	2255/47

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Nov 21, 2024
Index	5-Year CMT

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,352 (+68.88%) Land $41,750 Building $352,602
2025	$1,498.00 (+68.88%)
2023	$887.00	$233,510 Land $41,750 Building $191,760

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	21 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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