Jackson County property record for 1416 Cullowhee Mountain Rd, Cullowhee, NC 28723
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 1960 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,378 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7558-11-1476 |
| Primary APN | 7558-11-1476 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 484 sqft |
| Sewer | Septic |
|---|
| Street Address | 1416 CULLOWHEE MOUNTAIN RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8503 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | CULLOWHEE MOUNTAIN RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 5 |
| Census Block | 5039 |
| Census Tract | 950600 |
1416 Cullowhee Mountain Rd is owned by two individuals.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2224, CULLOWHEE, NC 28723-2224 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 23, 2021 |
| Property Address | 1416 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723 |
| Document Number | 0023081218 |
| Book / Page | 2308 / 1218 |
| Map Reference | CAB 24 SL 916 |
| Instrument Date | Jul 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 79 STONY BROOK RD, HOPEWELL, NJ 08525-2807 |
| Name | Verified Name |
|---|---|
| Address | 1416 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723 |
| Document Number | 0023081226 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2308/1226 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
The 2025 property tax bill for 1416 Cullowhee Mountain Rd was $1,378.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $362,752 Land $137,220 Building $225,532 | |
| 2025 | $1,378.00 | |
| 2023 | $956.00 | $251,780 Land $123,020 Building $128,760 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1416 Cullowhee Mountain Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 21 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1416 Cullowhee Mountain Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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