2053 Cullowhee Mountain Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 2053 Cullowhee Mountain Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,043 sqft · built 1977
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Jun 2021)
Tax Bill$1,141 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7557-29-5594

Property Details

APN / Parcel Number

Primary APN7557-29-5594
Alternative APN
  • 117730

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,043 sqft Heated Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area216 sqft
Deck Area336 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address2053 CULLOWHEE MOUNTAIN RD
CityCULLOWHEE
StateNC
Zip28723-7600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCULLOWHEE MOUNTAIN RD
Legal SubdivisionGIBSON LAND
JurisdictionJACKSON NC
Township / Civil DivisionCULLOWHEE
Census Block Group5
Census Block5020
Census Tract950600

Owner

2053 Cullowhee Mountain Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2053 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-7600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Deed Book / Page2303 / 1887
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJun 4, 2021
Property Address2053 CULLOWHEE MOUNTAIN RD, CULLOWHEE, NC 28723-7600
Document Number0023031887
Book / Page2303 / 1887
Instrument DateJun 4, 2021
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address310 CANEY BRANCH RD, 310, BRYSON CITY, NC 28713-6680

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23031890
DateJun 4, 2021
Instrument2303/1890
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2053 Cullowhee Mountain Rd was $1,141.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$300,453 Land $44,990 Building $255,463
2025$1,141.00
2023$613.00$161,560 Land $44,990 Building $116,570

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2053 Cullowhee Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims21 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2053 Cullowhee Mountain Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Cullowhee Mountain Rd

Nearby Streets

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