1566 Emerald Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 1566 Emerald Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Owner	2 Individual Names on Record
Last Sale	$248,500 (Jul 2023)
Tax Bill	$2,829 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-07-155-186`

Property Details

APN / Parcel Number

Primary APN	`01-19-07-155-186`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1566 EMERALD CT
City	PETOSKEY
State	MI
Zip	49770-7704
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-2
Legal Description	MEADOWS OF PETOSKEY CONDO, THE, PLAN #214, UNIT 86. SECTION 7, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	07
Legal Subdivision	MEADOWS OF PETOSKEY CONDO
Legal Unit	86
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	4
Census Block	4005
Census Tract	970800

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
May 11, 2017	Deed of Trust, Mortgage FIRST COMMUNITY BANK
Jun 1, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20235206523
Deed Book / Page	1253 / 531
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	1233/644
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 19, 2023
Property Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704
Document Number	001253/531
Book / Page	1253 / 531
Instrument Date	Jul 14, 2023
Instrument	5206523
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.37
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704

Mortgage

Document Number	0005206524
Date	Jul 19, 2023
Instrument	5206524

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01194/0692
Date	May 11, 2017
Book Page	1194/0692
Instrument	5147568

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	HARBOR SPRINGS, MI 49740

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 9, 2024

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jun 1, 2021
Property Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704
Document Number	1233/644
Book / Page	1233 / 644
Instrument Date	May 19, 2021
Instrument	5186609
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Oct 1, 2019
Property Address	1566 EMERALD CT, PETOSKEY, MI 49770-7704
Document Number	001215/603
Book / Page	1215 / 603
Instrument Date	Sep 6, 2019
Instrument	5168521
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TALON GROUP TITLE, TALON GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 TALL PINES CT, PETOSKEY, MI 49770-3200

Mortgage

Document Number	001215/604
Date	Oct 1, 2019
Book Page	1215/604
Instrument	5168522

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,100 (+8.55%) Land $137,100	$274,200 (+8.55%) Land $274,200
2025		$126,300 (+27.32%) Land $126,300	$252,600 (+27.32%) Land $252,600
2024	$2,829.00
2023		$99,200 Land $99,200	$198,400 Land $198,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

1566 Emerald Ct, Petoskey, MI 49770 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Emerald Ct

Nearby Streets

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