1590 Emerald Ct, Petoskey, MI 49770 Property Records

Emmet County property record for 1590 Emerald Ct, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,208 sqft · built 2007
Lot Size	0.026 acres (1,171 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (Jul 2024)
Tax Bill	$1,914 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-19-07-155-181`

Property Details

APN / Parcel Number

Primary APN	`01-19-07-155-181`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	1,171 sqft
Garage Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1590 EMERALD CT
City	PETOSKEY
State	MI
Zip	49770-7704
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC R-2
Legal Description	MEADOWS OF PETOSKEY CONDO, THE, PLAN #214, UNIT 81. SECTION 7, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	07
Legal Subdivision	THE MEADOWS OF PETOSKEY CONDOMINIUM
Legal Unit	81
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	4
Census Block	4005
Census Tract	970800

Owner

1590 Emerald Ct, a condominium, is owned by two individuals who acquired it in August 2025.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10879 BOTSFORD LN, PETOSKEY, MI 49770-8603
Owner Type	Individual
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Prior Sale	Feb 13, 2015 · Amount on File
Deed Document Number	20245214032
Deed Book / Page	1261 / 19
Last Transfer Date	Aug 6, 2025
Transfer Doc	0001269/32
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1590 EMERALD CT, PETOSKEY, MI 49770-7704
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 EMERALD CT, PETOSKEY, MI 49770-7704

Mortgage

Document Number	0000001234/0000000729
Date	Jul 1, 2021
Book Page	0000001234/0000000729
Instrument	5187693

Lender

Name	MERCANTILE BANK OF MICHIGAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,200 (+9.82%) Land $134,200	$268,400 (+9.82%) Land $268,400
2025		$122,200 Land $122,200	$244,400 Land $244,400
2024	$1,914.00
2023		$96,100 Land $96,100	$192,200 Land $192,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1590 Emerald Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1590 Emerald Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20