Emmet County property record for 1562 Emerald Ct, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,300 sqft · built 2007 |
| Lot Size | 0.031 acres (1,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,500 (Aug 2023) |
| Tax Bill | $4,906 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-07-155-188 |
| Primary APN | 01-19-07-155-188 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,300 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,376 sqft |
| Garage Area | 229 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1562 EMERALD CT |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-7704 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC R-2 |
| Legal Description | MEADOWS OF PETOSKEY CONDO, THE, PLAN #214, UNIT 88. SECTION 7, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 07 |
| Legal Subdivision | THE MEADOWS OF PETOSKEY |
| Legal Unit | 88 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27 POYNTZ ST |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Aug 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RBC BANK |
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Feb 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Aug 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage RBC BANK |
| Mar 4, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 20235206930 |
| Deed Book / Page | 1253 / 938 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Document Number | 0000001231/0000000221 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 0000001231/0000000221 |
| Instrument | 5184187 |
| Name | JP MORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27 POYNTZ ST, BARRIE ONTARIO |
| Document Number | 0005206932 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 5206932 |
| Name | RBC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1573 PARMENTER CT, PETOSKEY, MI 49770-8455 |
| Document Number | 0000001273/0000000381 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 0000001273/0000000381 |
| Instrument | 5226431 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1573 PARMENTER CT, PETOSKEY, MI 49770-8455 |
| Document Number | 0000001273/0000000381 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 0000001273/0000000381 |
| Instrument | 5226431 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1573 PARMENTER CT, PETOSKEY, MI 49770-8455 |
| Document Number | 0000001273/0000000381 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 0000001273/0000000381 |
| Instrument | 5226431 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Aug 8, 2023 |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Document Number | 001253/938 |
| Book / Page | 1253 / 938 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 5206930 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.27 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 POYNTZ ST, BARRIE ONTARIO |
| Document Number | 0005206932 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 5206932 |
| Name | RBC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 4, 2019 |
| Property Address | 1562 EMERALD CT, PETOSKEY, MI 49770-7704 |
| Document Number | 1210/257 |
| Book / Page | 1210 / 257 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 5163174 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 BEAR CREEK LN UNIT H, H, PETOSKEY, MI 49770-8369 |
| Document Number | 5163175 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 5163175 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 (+8.64%) Land $137,000 | $274,000 (+8.64%) Land $274,000 | |
| 2025 | $126,100 (+27.25%) Land $126,100 | $252,200 (+27.25%) Land $252,200 | |
| 2024 | $4,906.00 | ||
| 2023 | $99,100 Land $99,100 | $198,200 Land $198,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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