15652 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15652 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,575 sqft · built 1979
Lot Size	13.8 acres (603,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Aug 2025)
Tax Bill	$4,909 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-650-06-21`

Property Details

APN / Parcel Number

Primary APN	`288-650-06-21`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	603,768 sqft

Location & Zoning

Street Address	15652 DAVIS CUP LN
City	RAMONA
State	CA
Zip	92065-4945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 3 US 21PER DOC78-50790&UND INT IN TR 008538
Legal Subdivision	SAN VICENTE VALLEY FARMS
Legal Tract	008538
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED LENDING
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 8, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 30, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2025227326
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0000006097
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000127669
Instrument Date	Apr 30, 2026
Instrument	2026127669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HOMELIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000127669,
Date	May 5, 2026
Instrument	2026127669

Lender

Name	UNITED LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000599242
Date	Aug 23, 2021
Instrument	2021-0599242

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000361531
Instrument Date	Jul 1, 2020
Instrument	361531
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15652 DAVIS CUP LN RAMONA CA 920654945, RAMONA, CA 92065-4945

Mortgage

Document Number	361532
Date	Jul 8, 2020
Instrument	361532

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	15652 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000241372
Instrument Date	May 23, 2017
Instrument	241372
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15652 DAVIS CUP LN RAMONA CA 920654945, RAMONA, CA 92065-4945

Mortgage

Document Number	241373
Date	May 30, 2017
Instrument	241373

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$479,000 (+28.27%) Land $117,783 Building $361,217
2025	$4,909.00 (-2.29%) Homeowner's exemption	$373,435 (+4.04%) Land $91,825 Building $281,610
2024	$5,024.00 (+10.47%)
2023	$4,548.00 (-2.97%) Homeowner's exemption	$358,936 Land $88,260 Building $270,676
2022	$4,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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