15648 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15648 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,292 sqft · built 1979
Lot Size	13.8 acres (603,768 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Apr 2021)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-650-06-01`

Property Details

APN / Parcel Number

Primary APN	`288-650-06-01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	603,768 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15648 DAVIS CUP LN
City	RAMONA
State	CA
Zip	92065-4945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 3 US 1 PER DOC78-50790&UND INT IN TR 008538
Legal Subdivision	SAN VICENTE COUNTRY VILLAS I
Legal Tract	008538
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

15648 Davis Cup Ln, a condominium, is owned and occupied by two individuals who bought it in April 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15648 DAVIS CUP LN, RAMONA, CA 92065-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 19, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	2021309726
Prior Transfer Date	Aug 14, 2007
Prior Transfer Doc	0000543922
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	15648 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000309726
Map Reference	MAP 8538
Instrument Date	Feb 26, 2021
Instrument	2021-0309726
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15648 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000309727
Date	Apr 21, 2021
Instrument	2021-0309727

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2018
Property Address	15648 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000156839
Instrument Date	Apr 13, 2018
Instrument	156839
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15648 DAVIS CUP LN RAMONA CA 920654945, RAMONA, CA 92065-4945

Mortgage

Document Number	156840
Date	Apr 19, 2018
Instrument	156840

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2018
Property Address	15648 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000009938
Instrument Date	Nov 22, 2017
Instrument	9938
Transaction Type	Foreclosure
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$256.63
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	7887 SAFEGUARD CIR VALLEY VIEW OH 441255742, VALLEY VIEW, OH 44125-5742

Tax Assessment & Valuation

The 2025 property tax bill for 15648 Davis Cup Ln was $4,800.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$363,236 (+2%) Land $135,032 Building $228,204
2025	$4,800.00	$356,115 Land $132,385 Building $223,730
2023	$4,446.00 (-3.1%)	$342,290 Land $127,246 Building $215,044
2022	$4,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15648 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15648 Davis Cup Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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