15656 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15656 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,575 sqft · built 1979
Lot Size	13.8 acres (603,768 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Feb 2023)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-650-06-19`

Property Details

APN / Parcel Number

Primary APN	`288-650-06-19`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	603,768 sqft

Location & Zoning

Street Address	15656 DAVIS CUP LN
City	RAMONA
State	CA
Zip	92065-4945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 3 US 19PER DOC78-50790&UND INT IN TR 008538
Legal Subdivision	SAN VICENTE COUNTRY VILLAS I
Legal Tract	008538
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

15656 Davis Cup Ln, a condominium, is owned and occupied by two individuals who bought it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 29, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Jan 31, 2017	Grant Deed, Transfer TALIMAR FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	May 29, 2020 · Amount on File
Deed Document Number	202349842
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0000155645
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2023
Property Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000049842
Map Reference	MAP 8538
Instrument Date	Feb 13, 2023
Instrument	2023-0049842
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000049843
Date	Feb 27, 2023
Instrument	2023-0049843

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000297549
Date	Jul 23, 2019
Instrument	2019-0297549

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2020
Property Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000275404
Map Reference	MAP 8538
Instrument Date	May 4, 2020
Instrument	2020-0275404
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000275405
Date	May 29, 2020
Instrument	2020-0275405

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2017
Property Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000190375
Map Reference	MAP8538
Instrument Date	Apr 11, 2017
Instrument	2017-0190375
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000190376
Date	Apr 27, 2017
Instrument	2017-0190376

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	15656 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000050999
Map Reference	MAP8538
Instrument Date	Jan 20, 2017
Instrument	2017-0050999
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1672 MAIN ST # E-424, E, RAMONA, CA 92065-5257

Mortgage

Document Number	0000051000
Date	Jan 31, 2017
Instrument	2017-0051000

Lender

Name	TALIMAR FINANCIAL INC
Type	Mortgage Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15656 Davis Cup Ln was $5,819.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,623 (+2%) Land $214,509 Building $247,114
2025	$5,819.00	$452,572 Land $210,303 Building $242,269
2023	$4,217.00 (-3.35%)	$320,607 Land $148,981 Building $171,626
2022	$4,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15656 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15656 Davis Cup Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Davis Cup Ln

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