Pamlico County property record for 1565 Upper Neck Rd, Bayboro, NC 28515
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1965 |
| Lot Size | 6.61 acres (288,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Nov 2016) |
| Tax Bill | $1,940 (2023) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | L062-53 |
| Primary APN | L062-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,190 sqft Finished Area |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 288,367 sqft (6.61 acres) |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 32270 |
|---|---|
| Street Address | 1565 UPPER NECK RD |
| City | BAYBORO |
| State | NC |
| Zip | 28515-9271 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SR 1227 MH 0008336 7512192843000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2129 |
| Census Tract | 950104 |
1565 Upper Neck Rd, a mobile home, is owned and occupied by an individual who bought it in November 2016.
Source: Pamlico County records, as of August 21, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1565 UPPER NECK RD, BAYBORO, NC 28515-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on File |
| Deed Sale | Nov 21, 2016 · Amount on File |
| Deed Document Number | 0000620251 |
| Deed Book / Page | 620 / 251 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 1565 UPPER NECK RD, BAYBORO, NC 28515-9271 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000653/878 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 653/878 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Pamlico County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,940.00 | $287,535 Land $188,139 Building $99,396 | $287,535 Land $188,139 Building $99,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1565 Upper Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 85 (1998–2019) |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1565 Upper Neck Rd is moderate, ranking above 58% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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