Pamlico County property record for 1905 Upper Neck Rd, Bayboro, NC 28515
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,386 sqft · built 2010 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Jul 1996) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | L062-47 |
| Primary APN | L062-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Finished Area |
| Flooring | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Porch | Patio |
| Porch Area | 328 sqft |
| Deck Area | 32 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 16398 |
|---|---|
| Street Address | 1905 UPPER NECK RD |
| City | BAYBORO |
| State | NC |
| Zip | 28515-9275 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SOUTH OFF 1227 MH 0005660 7502988507000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2124 |
| Census Tract | 950104 |
1905 Upper Neck Rd, a mobile home, is owned and occupied by an individual who bought it in July 1996.
Source: Pamlico County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1905 UPPER NECK RD, BAYBORO, NC 28515-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1996 · Amount on File |
| Deed Sale | Jul 16, 1996 · Amount on File |
| Deed Book / Page | 315 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 1905 UPPER NECK RD, BAYBORO, NC 28515-9275 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 1905 UPPER NECK RD, BAYBORO, NC 28515-9275 |
| Document Number | 000720/788 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 720/788 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1905 Upper Neck Rd was $1,483.
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 | $191,337 Land $60,676 Building $130,661 | $191,337 Land $60,676 Building $130,661 |
| 2023 | $1,449.00 | $191,337 Land $60,676 Building $130,661 | $191,337 Land $60,676 Building $130,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1905 Upper Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 85 (1998–2019) |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1905 Upper Neck Rd is moderate, ranking above 48% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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