899 Upper Neck Rd, Bayboro, NC 28515 Property Records

Pamlico County property record for 899 Upper Neck Rd, Bayboro, NC 28515

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,552 sqft · built 1950
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Sep 2021)
Tax Bill	$311 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`L06-15`

Property Details

APN / Parcel Number

Primary APN	`L06-15`
Alternative APNs	`7503932128000` `16664`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,552 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Metal
Lot Area	106,286 sqft (2.44 acres)
Porch	Open Porch
Porch Area	186 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16664
Street Address	899 UPPER NECK RD
City	BAYBORO
State	NC
Zip	28515-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SIDE 1227 0000148 7503932128000
Jurisdiction	PAMLICO NC
Township / Civil Division	4
Census Block Group	2
Census Block	2129
Census Tract	950104

Owner

899 Upper Neck Rd is owned by an individual who bought it in September 2021.

Source: Pamlico County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	889 UPPER NECK RD, BAYBORO, NC 28515-9515
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Correction Deed
Sep 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Deed Document Number	0000686717
Deed Book / Page	686 / 717
Record Updated	Jun 8, 2026

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PAMLICO NC
Recording Date	Feb 28, 2022
Property Address	889 UPPER NECK RD, BAYBORO, NC 28515
Document Number	000695/604
Book / Page	695 / 604
Map Reference	CAB A SL 16-5
Instrument Date	Feb 28, 2022
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9874 HWY 34, BAYBORO, NC 28515

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 3, 2021
Property Address	889 UPPER NECK RD, BAYBORO, NC 28515
Document Number	000686/717
Book / Page	686 / 717
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9874 NC HIGHWAY 304, 9874, BAYBORO, NC 28515-9375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 UPPER NECK RD, BAYBORO, NC 28515

Tax Assessment & Valuation

The 2025 property tax bill for 899 Upper Neck Rd was $311.

Source: Pamlico County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$311.00	$89,801 Land $25,241 Building $64,560	$89,801 Land $25,241 Building $64,560
2023	$606.00	$89,801 Land $25,241 Building $64,560	$89,801 Land $25,241 Building $64,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 899 Upper Neck Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	85 (1998–2019)
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 48 claims Hurricane Irene, Aug 2011 · 24 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 899 Upper Neck Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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