San Diego County property record for 1565 Pacific Ranch Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,559 sqft · built 1985 |
| Lot Size | 0.71 acres (3,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $630,000 (Jan 2003) |
| Tax Bill | $10,335 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-181-22-00 |
| Primary APN | 262-181-22-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,559 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Lot Area | 3,075 sqft (0.71 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1565 PACIFIC RANCH DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | LOT 73 TR 010818 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 010818 |
| Legal Block | 2 |
| Legal Lot Number | 73 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17403 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1833 SILVERTHORNE TRL, CAPE GIRARDEAU, MO 63701-1951 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2003 · Amount on Record |
| Deed Sale | Jan 2, 2003 · Amount on Record |
| Prior Sale | Nov 4, 1991 · Amount on Record |
| Deed Document Number | 20032983 |
| Last Transfer Date | Nov 28, 2012 |
| Transfer Doc | 0000771135 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1565 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1833 SILVERTHORNE TRL, CAPE GIRARDEAU, MO 63701-1951 |
| Document Number | 0000058884 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-0058884 |
| Name | WOOD & HUSTON BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MO 63755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $930,678 (+2%) Land $546,590 Building $384,088 | |
| 2025 | $10,335.00 (+5.57%) | $912,430 (+4.04%) Land $535,873 Building $376,557 |
| 2023 | $9,790.00 (+5.11%) | $877,001 Land $515,065 Building $361,936 |
| 2022 | $9,314.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband, Ting.
5G (outdoors only) and 4G LTE
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