San Diego County property record for 1546 Pacific Ranch Dr, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,559 sqft · built 1984 |
| Lot Size | 0.71 acres (3,108 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,280,000 (Aug 2019) |
| Tax Bill | $15,653 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262-181-09-00 |
| Primary APN | 262-181-09-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,559 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,108 sqft (0.71 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1546 PACIFIC RANCH DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 TR 010818 |
| Legal Subdivision | ENCINITAS 4328 |
| Legal Tract | 010818 |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17403 |
Source: San Diego County records · APN 262-181-09-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 07, 2022 | Intrafamily Transfer, Transfer |
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 29, 2021 | Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA |
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 14, 2019 | Grant Deed, Transfer CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 2019343269 |
| Last Transfer Date | Aug 31, 2022 |
| Transfer Doc | 0000354536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 07, 2022 |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000354536 |
| Map Reference | MAP 108 18 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-0354536 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000603739 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-0603739 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000385892 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-0385892 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000329665 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-0329665 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 59908 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000401214 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020-0401214 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 14, 2019 |
| Property Address | 1546 PACIFIC RANCH DR, ENCINITAS, CA 92024-5508 |
| Document Number | 0000343269 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 343269 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,408.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4175 VIA CANDIDIZ #16 SAN DIEGO CA 921302186, 16, SAN DIEGO, CA 92130-2186 |
| Document Number | 343270 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 343270 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1525 S BELT LINE RD, COPPELL, TX 75019-4913 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 13, 2049 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,427,858 (+2%) Land $1,003,965 Building $423,893 | |
| 2025 | $15,653.00 (+7.29%) Homeowner's exemption | $1,399,862 (+4.04%) Land $984,280 Building $415,582 |
| 2023 | $14,589.00 (+1.64%) Homeowner's exemption | $1,345,506 Land $946,060 Building $399,446 |
| 2022 | $14,354.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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