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1570 Pacific Ranch Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 1570 Pacific Ranch Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,037 sqft · built 1984
Lot Size0.7 acres (3,060 sqft)
OwnerCompany Name on File
Last Sale$1,438,000 (Jul 2023)
Tax Bill$16,029 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jul 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN262-181-06-00

Property Details

APN / Parcel Number

Primary APN262-181-06-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,037 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area3,060 sqft (0.7 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1570 PACIFIC RANCH DR
CityENCINITAS
StateCA
Zip92024-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57 TR 010818
Legal SubdivisionENCINITAS 4328
Legal Tract010818
Legal Block2
Legal Lot Number57
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract17403

Owner

Source: San Diego County records · APN 262-181-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 07, 2023Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2023 · Amount on Record
Deed SaleJul 07, 2023 · Amount on Record
Prior SaleMar 23, 2012 · Amount on Record
Deed Document Number2023177887
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509

Mortgage

Document Number0000261251
DateSep 26, 2023
Instrument2023-0261251
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJul 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11%
IndexSOFR Average 30-Day
Margin3
Max Rate11%

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 07, 2023
Property Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
Document Number0000177887
Map ReferenceMAP 10818
Instrument DateJun 14, 2023
Instrument2023-0177887
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509

Mortgage

Document Number0000177888
DateJul 07, 2023
Instrument2023-0177888
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateJul 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11%
IndexOther
Margin3
Max Rate11%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1570 PACIFIC RANCH DR, ENCINITAS, CA 92024-5509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086777
DateFeb 20, 2020
Instrument2020-0086777
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 01, 2025
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5%
Index5-Year CMT
Max Rate8%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,495,611 (+2%) Land $1,144,440 Building $351,171
2025$16,029.00 (+89.24%) Homeowner's exemption$1,466,286 (+86.88%) Land $1,122,000 Building $344,286
2023$8,470.00 (+2.41%) Homeowner's exemption$784,603 (+2%) Land $519,127 Building $265,476
2022$8,271.00 Homeowner's exemption$769,220 Land $508,949 Building $260,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730174032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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