15646 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15646 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,654 sqft · built 1979
Lot Size	13.8 acres (603,768 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Dec 2025)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-650-06-02`

Property Details

APN / Parcel Number

Primary APN	`288-650-06-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	603,768 sqft

Location & Zoning

Street Address	15646 DAVIS CUP LN
City	RAMONA
State	CA
Zip	92065-4945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 3 US 2 PER DOC78-50790&UND INT IN TR 008538
Legal Subdivision	SAN VICENTE COUNTRY VILLAS I
Legal Tract	008538
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

15646 Davis Cup Ln, a condominium, is owned by an individual who bought it in December 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2017 CANTERBURY DR, LAS VEGAS, NV 89119-6180
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage FUTUREMORTGAGE.COM LLC
Dec 15, 2025	Grant Deed, Transfer · VA Mortgage FUTUREMORTGAGE.COM LLC
Dec 15, 2025	Intrafamily Transfer, Transfer CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Mar 13, 1990 · Amount on File
Deed Document Number	2025353244
Prior Transfer Date	Aug 12, 2016
Prior Transfer Doc	0000495844
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15646 DAVIS CUP LN, RAMONA, CA 92065-4945
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 N JUNIPER ST 14, 14, ESCONDIDO, CA 92025-1800

Mortgage

Document Number	0000007037
Date	Jan 9, 2026
Instrument	2026-0007037

Lender

Name	FUTUREMORTGAGE.COM LLC
Type	Mortgage Company
Address	BOISE, ID 83705

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2025
Property Address	15646 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000353244
Map Reference	MAP 8538
Instrument Date	Feb 25, 2025
Instrument	2025-0353244
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15646 DAVIS CUP LN, RAMONA, CA 92065-4945

Mortgage

Document Number	0000353245
Date	Dec 15, 2025
Instrument	2025-0353245

Lender

Name	FUTUREMORTGAGE.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2025
Property Address	15646 DAVIS CUP LN, RAMONA, CA 92065-4945
Document Number	0000353243
Map Reference	MAP 8538
Instrument Date	Feb 7, 2025
Instrument	2025-0353243
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 CANTERBURY DR, LAS VEGAS, NV 89119-6180

Tax Assessment & Valuation

The 2025 property tax bill for 15646 Davis Cup Ln was $2,983.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$365,000 (+90.8%) Land $197,297 Building $167,703
2025	$2,983.00 Homeowner's exemption	$191,299 Land $63,761 Building $127,538
2023	$2,702.00 (-5.79%) Homeowner's exemption	$183,873 Land $61,286 Building $122,587
2022	$2,868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15646 Davis Cup Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15646 Davis Cup Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Davis Cup Ln

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