15583 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15583 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,396 sqft · built 2016
Lot Size	1.02 acres (44,773 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Aug 2016)
Tax Bill	$8,128 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2270005200`

Property Details

APN / Parcel Number

Primary APN	`S2270005200`
Alternative APNs	`00.2270.0003.0052.00.06.00` `R72422` `72422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,396 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	2,396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,773 sqft (1.02 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15583 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGSPUR ESTATES, BLOCK C, LOT 52
Legal Subdivision	LONGSPUR ESTATES
Legal Block	C
Legal Lot Number	52
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2013
Census Tract	50601

Owner

Source: Kaufman County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 20, 2022	Intrafamily Transfer, Transfer
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 8, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2016 · Amount on Record
Deed Sale	Aug 2, 2016 · Amount on Record
Deed Document Number	201615083
Deed Book / Page	5104 / 487
Last Transfer Date	Oct 18, 2022
Transfer Doc	0078550402
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050

Mortgage

Document Number	0082610166
Date	Oct 13, 2023
Book Page	8261/166
Instrument	2023-0029045

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Oct 20, 2022
Property Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050
Document Number	0078550402
Book / Page	7855 / 402
Instrument Date	Oct 18, 2022
Instrument	2022-0039469
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 E OAK ST, 504, KAUFMAN, TX 75142-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050

Mortgage

Document Number	0075940364
Date	Apr 25, 2022
Book Page	7594/364
Instrument	2022-0016091

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KAUFMAN TX
Property Address	15583 SADDLE RIDGE CIR, TERRELL, TX 75160-1050
Document Number	0062150411
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15583 SADDLE RIDGE CIR TERRELL TX 751601050, TERRELL, TX 75160-1050

Mortgage

Document Number	0062150411
Date	Nov 25, 2019
Book Page	006215/000411
Instrument	29534

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$415,448 (-17.89%) Land $95,000 Building $320,448	$415,448 (-17.89%) Land $95,000 Building $320,448
2024	$8,128.00 (-4.97%)
2023	$8,553.00 (+41.84%) Homeowner's exemption	$505,955 Land $80,000 Building $425,955	$505,955 Land $80,000 Building $425,955
2022	$6,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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