1521 Crystal Downs St, Banning, CA 92220 Property Records

Riverside County property record for 1521 Crystal Downs St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,978 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$319,000 (Oct 2020)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`440-310-037`

Property Details

APN / Parcel Number

Primary APN	`440-310-037`
Alternative APN	`421430036`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	2,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
View / Lot	Golf Course
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1521 CRYSTAL DOWNS ST
City	BANNING
State	CA
Zip	92220-6615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 84 MB 240/080 TR 26177
Legal Subdivision	TRACT 26177
Legal Tract	26177
Legal Lot Number	84
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1010
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1521 CRYSTAL DOWNS ST, BANNING, CA 92220-6615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 8, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	May 10, 1996 · Amount on Record
Deed Document Number	2020484153
Prior Transfer Date	Oct 12, 2006
Prior Transfer Doc	0000760175
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 8, 2020
Property Address	1521 CRYSTAL DOWNS ST, BANNING, CA 92220-6615
Document Number	0000484153
Map Reference	MB 240 PG 80-86
Instrument Date	Sep 23, 2020
Instrument	2020-0484153
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CRYSTAL DOWNS ST, BANNING, CA 92220-6615

Mortgage

Document Number	0000484154
Date	Oct 8, 2020
Instrument	2020-0484154

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 8, 2020
Property Address	1521 CRYSTAL DOWNS ST, BANNING, CA 92220-6615
Document Number	0000484152
Instrument Date	Aug 12, 2020
Instrument	484152
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4500 CANNON RD #114 OCEANSIDE CA 920564976, 114, OCEANSIDE, CA 92056-4976

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,198 (+2%) Land $71,764 Building $280,434
2025	$4,804.00 (+2.1%)	$345,293 (+4.04%) Land $70,357 Building $274,936
2023	$4,705.00 (+2.13%)	$331,887 Land $67,626 Building $264,261
2022	$4,607.00
2021			$336,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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