1561 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1561 Misty River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,588 sqft · built 2021
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$407,100 (Apr 2026)
Tax Bill	$4,891 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T210300055`

Property Details

APN / Parcel Number

Primary APN	`T210300055`
Alternative APN	`2-0012-C914-00-0547.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,344 sqft
Basement Area	1,244 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,250 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T210300055
Street Address	1561 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VILLAGE D #1 LOT 547
Legal Subdivision	RIVERDALE VILLAGE D #1
Legal Lot Number	547
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1561 MISTY RIVER DR, O FALLON, MO 63366-1542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2025	Warranty Deed, Transfer
Jan 29, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	202614967
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2026
Property Address	1561 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000014967
Instrument Date	Mar 30, 2026
Instrument	202614967
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 MISTY RIVER DR, O FALLON, MO 63366-1542
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014968,
Date	Apr 2, 2026
Instrument	202614968

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 31, 2025
Property Address	1561 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000048913
Map Reference	MB 51 PG 106
Instrument Date	Oct 29, 2025
Instrument	2025R-048913
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 29, 2021
Property Address	1561 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000008712
Map Reference	MB 51 PG 106
Instrument Date	Jan 28, 2021
Instrument	2021R-008712
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10407 LAUR BLVD #BB, 10407, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1561 MISTY RIVER DR, SAINT PAUL, MO 63366-1542

Mortgage

Document Number	0000008713
Date	Jan 29, 2021
Instrument	2021R-008713

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,776 (-)	$419,872 (-) Land $70,000 Building $349,872
2025	$4,891.00 (+32.44%)	$79,776 (+36.49%)	$419,872 (+36.49%) Land $70,000 Building $349,872
2024	$3,693.00
2023		$58,449
2022			$307,626 Land $55,000 Building $252,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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