1555 Misty River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1555 Misty River Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,748 sqft · built 2018
Lot Size	0.189 acres (8,250 sqft)
Owner	Company Name on Record
Last Sale	$348,809 (Jun 2026)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T190300240`

Property Details

APN / Parcel Number

Primary APN	`T190300240`
Alternative APN	`2-0012-C706-00-0550.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,250 sqft (0.189 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300240
Street Address	1555 MISTY RIVER DR
City	O FALLON
State	MO
Zip	63366-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG C #3-A LOT 550
Legal Subdivision	RIVERDALE VLG C #3-A
Legal Lot Number	550
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2008
Census Tract	312001

Owner

Source: St. Charles County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Jun 11, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Apr 3, 2020	Loan Modification, Mortgage · Line of Credit COMMERCE BK
Oct 16, 2018	Loan Modification, Mortgage OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 19, 2024 · Amount on Record
Deed Document Number	202627287
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000027287
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Aug 19, 2026
Property Address	1555 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000039579
Instrument Date	Aug 7, 2026
Instrument	202639579
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

Mortgage

Document Number	0000039579,
Date	Aug 19, 2026
Instrument	202639579

Lender

Name	BANK OF OLD MONROE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 11, 2026
Property Address	1555 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0000027287
Instrument Date	Jun 2, 2026
Instrument	202627287
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	510 JUNGERMANN RD, SAINT PETERS, MO 63376-2730

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1555 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0072640705
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904

Mortgage

Document Number	0072640705
Date	Apr 7, 2020
Book Page	007264/000705
Instrument	212080

Lender

Name	COMMERCE BK
Type	Bank
Address	8000 FORSYTH BLVD, ST LOUIS, MO 63105-1707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	1555 MISTY RIVER DR, O FALLON, MO 63366-1542
Document Number	0069930450
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10407 BAUR BLVD #B ST LOUIS MO 631321904, B, ST LOUIS, MO 63132-1904
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,531 (-)	$344,899 (-) Land $70,000 Building $274,899
2025	$4,023.00	$65,531 (+4.55%)	$344,899 (+4.55%) Land $70,000 Building $274,899
2023		$62,681
2022			$329,899 Land $55,000 Building $274,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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