St. Charles County property record for 1572 Misty River Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,568 sqft · built 2021 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,173 (Dec 2021) |
| Tax Bill | $4,281 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T210300225 |
| Primary APN | T210300225 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Living Area |
| Gross Area | 3,792 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,224 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,250 sqft (0.189 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T210300225 |
|---|---|
| Street Address | 1572 MISTY RIVER DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERDALE VLG D #2 LOT 311 |
| Legal Subdivision | RIVERDALE VLG D #2 |
| Legal Lot Number | 311 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 312001 |
1572 Misty River Dr is owned and occupied by two individuals who bought it in December 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1572 MISTY RIVER DR, O FALLON, MO 63366-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 17, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage VICTORY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Deed Document Number | 2021101993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1572 MISTY RIVER DR, O FALLON, MO 63366-1523 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1572 MISTY RIVER DR, O FALLON, MO 63366-1523 |
| Investor | Possibly a Property Investor |
| Document Number | 0000053652 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025R-053652 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 17, 2021 |
| Property Address | 1572 MISTY RIVER DR, O FALLON, MO 63366-1523 |
| Document Number | 0000101993 |
| Map Reference | DOC 2020R-099331 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021R-101993 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ARCH CITY TITLE (CM), ARCH CITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10407 BAUR BLVD, 10407, SAINT LOUIS, MO 63132-1904 |
| Name | Verified Name |
|---|---|
| Address | 1572 MISTY RIVER DR, SAINT PAUL, MO 63366-1523 |
| Investor | Possibly a Property Investor |
| Document Number | 0000101994 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021R-101994 |
| Name | VICTORY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1572 Misty River Dr was $4,281.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,763 (-) | $367,173 (-) Land $70,000 Building $297,173 | |
| 2025 | $4,281.00 | $69,763 | $367,173 Land $70,000 Building $297,173 |
| 2023 | $67,308 | ||
| 2022 | $354,250 Land $55,000 Building $299,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1572 Misty River Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1572 Misty River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon.
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