Middlesex County and Watertown City property record for 156 Spruce St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1920 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,000 (Jun 2016) |
| Tax Bill | $5,957 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage May 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 48120-25 |
| Primary APN | 48120-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 800 sqft Living Area |
| Basement Area | 998 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 802 |
|---|---|
| Street Address | 156 SPRUCE ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1984 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 27 |
| Legal Lot Number | 18 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 370401 |
156 Spruce St, a condominium, is owned and occupied by an individual who bought it in June 2016.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 156 SPRUCE ST, WATERTOWN, MA 02472-1984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA |
| May 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Prior Sale | Apr 11, 2014 · Amount on File |
| Deed Book / Page | 67353 / 321 |
| Transfer Doc | 067353-321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 156 SPRUCE ST, WATERTOWN, MA 02472-1984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68777-579 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 68777/579 |
| Instrument | 9975 |
| Name | SANTANDER BK NA |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 156 SPRUCE ST, WATERTOWN, MA 02472-1984 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72589-256 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 72589/256 |
| Instrument | 61220 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2026 property tax bill for 156 Spruce St was $5,957, up 4.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,957.00 (+4.45%) | $488,300 (-) Building $488,300 | $584,250 (-) |
| 2025 | $5,703.00 (-3.45%) | $488,300 (-3.29%) Building $488,300 | $584,250 (+2.4%) |
| 2024 | $5,907.00 (-10.54%) | $504,900 (+3.85%) Building $504,900 | $570,570 |
| 2023 | $6,603.00 | $486,200 Building $486,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 156 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Starry.
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