152 Spruce St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 152 Spruce St, Watertown, MA 02472

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,864 sqft · built 1910
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Jul 2026)
Tax Bill	$12,606 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48100-33`

Property Details

APN / Parcel Number

Primary APN	`48100-33`
Alternative APNs	`WATE M:1031 B:0028 L:0017` `803`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,864 sqft Living Area
Gross Area	4,924 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	803
Street Address	152 SPRUCE ST
City	WATERTOWN
State	MA
Zip	02472-1983
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	T
Legal Subdivision	RADCLIFF TERRACE
Legal Block	28
Legal Lot Number	17
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1003
Census Tract	370401

Owner

152 Spruce St, a triplex, is owned and occupied by two individuals who bought it in July 2026.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	152 SPRUCE ST, WATERTOWN, MA 02472-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 19, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Oct 10, 2014
Deed Document Number	202686869
Deed Book / Page	85876 / 229
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	0082684-41
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Jul 14, 2026
Property Address	152 SPRUCE ST, WATERTOWN, MA 02472-1983
Document Number	0000086869
Book / Page	85876 / 229
Instrument Date	Jul 3, 2026
Instrument	202686869
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	152 SPRUCE ST, WATERTOWN, MA 02472-1983

Mortgage

Date	Jul 14, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 19, 2024
Property Address	152 SPRUCE ST, WATERTOWN, MA 02472-1983
Document Number	0082684-41
Book / Page	82684 / 41
Instrument Date	Mar 11, 2024
Instrument	39592
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 GROVE ST, LEXINGTON, MA 02420-1007

Tax Assessment & Valuation

The 2026 property tax bill for 152 Spruce St was $12,606, up 8.8% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,606.00 (+8.77%)	$1,033,300 (+4.13%) Land $520,300 Building $513,000
2025	$11,590.00 (+5.84%)	$992,300 (+6.03%) Land $520,300 Building $472,000
2024	$10,950.00 (-11.71%)	$935,900 (+2.47%) Land $521,100 Building $414,800
2023	$12,403.00	$913,300 Land $498,500 Building $414,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 152 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 152 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures