149 Spruce St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 149 Spruce St, Watertown, MA 02472

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,627 sqft · built 1925
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (Apr 2020)
Tax Bill	$15,676 (2026)
Deeds & Mortgages	Dec 2019 Refinance Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48080-09`

Property Details

APN / Parcel Number

Primary APN	`48080-09`
Alternative APNs	`WATE M:1032 B:0019 L:0036` `834`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,627 sqft Living Area
Gross Area	4,364 sqft
Basement Area	1,057 sqft
Unfinished Basement	1,057 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	834
Street Address	149 SPRUCE ST
City	WATERTOWN
State	MA
Zip	02472-1921
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	T
Legal Block	19
Legal Lot Number	36
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1008
Census Tract	370401

Owner

149 Spruce St, a triplex, is owned and occupied by an individual who bought it in April 2020.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Apr 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Prior Sale	Nov 27, 2019 · Amount on File
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	74558-304
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73751-366
Date	Dec 2, 2019
Book Page	73751/366
Instrument	189402

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 28, 2020
Property Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921
Document Number	74558-304
Book / Page	074558 / 000304
Instrument Date	Apr 24, 2020
Instrument	62743
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$5,928.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 SPRUCE ST WATERTOWN MA 024721921, WATERTOWN, MA 02472-1921

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Apr 24, 2020
Property Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921
Document Number	74528-183
Book / Page	074528 / 000183
Instrument Date	Apr 22, 2020
Instrument	60219
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 THOREAU CIR WINCHESTER MA 018903340, WINCHESTER, MA 01890-3340

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Nov 27, 2019
Property Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921
Document Number	73736-189
Book / Page	73736 / 189
Instrument Date	Nov 19, 2019
Instrument	187868
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 SPRUCE ST, WATERTOWN, MA 02472-1921

Mortgage

Document Number	187869
Date	Nov 27, 2019
Instrument	187869

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 149 Spruce St was $15,676, up 9.4% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$15,676.00 (+9.45%)	$1,284,900 (+4.78%) Land $520,300 Building $764,600
2025	$14,323.00 (-2.27%)	$1,226,300 (-2.1%) Land $520,300 Building $706,000
2024	$14,655.00 (-11.32%)	$1,252,600 (+2.93%) Land $521,100 Building $731,500
2023	$16,526.00	$1,216,900 Land $498,500 Building $718,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 149 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 149 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Starry.

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