Ottawa County property record for 156 Prospect St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1952 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,000 (Sep 1993) |
| Tax Bill | $1,014 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 043115-4 |
| Primary APN | 043115-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 900 sqft |
| Attic | Attic |
| Attic Area | 780 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 75 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043115-4 |
|---|---|
| Street Address | 156 PROSPECT ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 W 60 FT & W 60 FT OF S 25 FT OF LOT 34 RAFFERTY & HARRISON'S ADDITION |
| Legal Subdivision | RAFFERTY & HARRISON'S ADDITION |
| Legal Lot Number | 33 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50700 |
Source: Ottawa County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 156 PROSPECT ST, 11785, OAK HARBOR, OH 43449-1444 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1993 · Amount on Record |
| Deed Sale | Sep 24, 1993 · Amount on Record |
| Deed Book / Page | 383 / 919 |
| Last Transfer Date | Oct 8, 2003 |
| Transfer Doc | 0000127872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 156 PROSPECT ST, OAK HARBOR, OH 43449-1444 |
| Document Number | 0000286180 |
| Instrument Date | May 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 156 PROSPECT ST OAK HARBOR OH 434491444, OAK HARBOR, OH 43449-1444 |
| Document Number | 0000286180 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 001724/000478 |
| Instrument | 286180 |
| Name | DITECH FIN'L |
|---|---|
| Address | CANONSBURG, PA 15317 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.87% |
|---|
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (-0.78%) | $22,719 (-) Land $5,551 Building $17,168 | |
| 2024 | $1,022.00 (+3.23%) | $22,719 (+17.7%) Land $5,551 Building $17,168 | $64,910 (+17.7%) Land $15,860 Building $49,050 |
| 2023 | $990.00 (+3.13%) | $19,303 (-) Land $5,040 Building $14,263 | |
| 2022 | $960.00 | $19,303 Land $5,040 Building $14,263 | |
| 2021 | $55,150 Land $14,400 Building $40,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures