Ottawa County property record for 137 Prospect St, Oak Harbor, OH 43449 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,878 sqft · built 1920 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,000 (Dec 2021) |
| Tax Bill | $5,129 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043092-2 |
| Primary APN | 043092-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,878 sqft Living Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 978 sqft |
| Upper Floors Area | 900 sqft |
| Attic | Attic |
| Attic Area | 900 sqft |
| Basement Area | 900 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 301 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043092-2 |
|---|---|
| Street Address | 137 PROSPECT ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17-18 & 19 W 75 FT RAFF HARRISON |
| Legal Lot Number | 17-19 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 043092-2
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 04, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 07, 2021 | Fiduciary Deed, Transfer · USDA Mortgage LENDUS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 07, 2021 · Amount on Record |
| Deed Sale | Dec 07, 2021 · Amount on Record |
| Deed Document Number | 2021313297 |
| Deed Book / Page | 1875 / 296 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 137 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000276042 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 1675/0944 |
| Instrument | 201800276042 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 04, 2043 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Dec 07, 2021 |
| Property Address | 137 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Document Number | 0000313297 |
| Book / Page | 1875 / 296 |
| Map Reference | VOL 3 PG 3&24 |
| Instrument Date | Dec 06, 2021 |
| Instrument | 2021-313297 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 137 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Investor | Possibly a Property Investor |
| Document Number | 0001875297 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 1875/297 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,129.00 (+121.27%) | $51,545 (-) Land $10,843 Building $40,702 | |
| 2024 | $2,318.00 (+14.19%) | $51,545 (+30.28%) Land $10,843 Building $40,702 | $147,270 (+30.28%) Land $30,980 Building $116,290 |
| 2023 | $2,030.00 (+3.1%) | $39,565 (-) Land $9,846 Building $29,719 | |
| 2022 | $1,969.00 | $39,565 Land $9,846 Building $29,719 | |
| 2021 | $113,040 Land $28,130 Building $84,910 |
Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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