Ottawa County property record for 143 Prospect St, Oak Harbor, OH 43449 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,493 sqft · built 1919 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Nov 2009) |
| Tax Bill | $1,770 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043097-7 |
| Primary APN | 043097-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Gross Area | 2,468 sqft |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 128 sqft |
| Basement Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 398 sqft |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Lean-To | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043097-7 |
|---|---|
| Street Address | 143 PROSPECT ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 17-18 & 19 CEN 50 FT RAFF HARRISON |
| Legal Subdivision | RAFFERTY & HARRISONS ADDITION |
| Legal Lot Number | 17-19 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 50700 |
Source: Ottawa County records · APN 043097-7
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 143 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on Record |
| Deed Sale | Nov 20, 2009 · Amount on Record |
| Prior Sale | Nov 07, 2005 · Amount on Record |
| Deed Document Number | 2009198859 |
| Deed Book / Page | 1297 / 976 |
| Prior Transfer Date | Jul 22, 2003 |
| Prior Transfer Doc | 0000123665 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 143 PROSPECT ST, OAK HARBOR, OH 43449-1445 |
| Document Number | 0000292969 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 143 PROSPECT ST OAK HARBOR OH 434491445, OAK HARBOR, OH 43449-1445 |
| Document Number | 0000292969 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 001760/000001 |
| Instrument | 292969 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 09, 2050 |
Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,770.00 (-0.73%) | $40,415 (-) Land $7,228 Building $33,187 | |
| 2024 | $1,783.00 (+17.23%) Homeowner's exemption | $40,415 (+33.77%) Land $7,228 Building $33,187 | $115,470 (+33.77%) Land $20,650 Building $94,820 |
| 2023 | $1,521.00 (+3.19%) Homeowner's exemption | $30,213 (-) Land $6,563 Building $23,650 | |
| 2022 | $1,474.00 Homeowner's exemption | $30,213 Land $6,563 Building $23,650 | |
| 2021 | $86,320 Land $18,750 Building $67,570 |
Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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