Ramsey County property record for 139 Otis Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,739 sqft · built 1958 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | Trust Name on File |
| Last Sale | $625,000 (Jan 2005) |
| Tax Bill | $14,910 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-12-0137 |
| Primary APN | 05-28-23-12-0137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,739 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 618458 |
|---|---|
| Street Address | 139 OTIS AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESNOYER PARK,RAMSEY CO., MINN SUBJ TO ESMT AND EX WLY 3O FT THE ...AND SLY 1O FT OF LOT 14 BLK 60 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Subdivision | DESNOYER PARK,RAMSEY CO., MINN |
| Legal Block | 60 |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 43002 |
139 Otis Ave is held in a trust since July 2022.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 139 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 2, 2022 | Intrafamily Transfer, Transfer |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2005 · Amount on File |
| Deed Sale | Jan 12, 2005 · Amount on File |
| Prior Sale | Jan 22, 1996 · Amount on File |
| Deed Document Number | 2005333037 |
| Last Transfer Date | Jul 19, 2022 |
| Transfer Doc | 0002737992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 139 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T02693909 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | T02693909 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 2, 2022 |
| Property Address | 139 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Document Number | 0T02737992 |
| Instrument Date | Jul 19, 2022 |
| Instrument | T02737992 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 139 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 139 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Document Number | 0004781697 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 139 OTIS AVE ST PAUL MN 551045635, ST PAUL, MN 55104-5635 |
| Document Number | 0004781697 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 4781697 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.05% |
The 2025 property tax bill for 139 Otis Ave was $14,910.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $891,700 Land $290,300 Building $601,400 | $891,700 Land $290,300 Building $601,400 | |
| 2025 | $14,910.00 | ||
| 2023 | $12,400.00 | $853,400 Land $290,300 Building $563,100 | $853,400 Land $290,300 Building $563,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Otis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 139 Otis Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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