Ramsey County property record for 145 Otis Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,488 sqft · built 1955 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $715,000 (Jan 2022) |
| Tax Bill | $11,628 (2023) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-23-21-0031 |
| Primary APN | 05-28-23-21-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,488 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 145 OTIS AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | DESNOYER PARK,RAMSEY CO., MINN SUBJ TO ESMT OVER SLY PART OF LOT ...LOT 14 AND ALL OF LOT 15 BLK 60 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 05 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 31 |
| Legal Subdivision | DESNOYER PARK,RAMSEY CO, MINN |
| Legal Block | 60 |
| Legal Lot Number | 14-15 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 43002 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 145 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2022 · Amount on Record |
| Deed Sale | Jan 19, 2022 · Amount on Record |
| Deed Document Number | T02723224 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 19, 2022 |
| Property Address | 145 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Document Number | 0T02723224 |
| Instrument Date | Jan 18, 2021 |
| Instrument | T02723224 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 145 OTIS AVE, SAINT PAUL, MN 55104-5635 |
| Document Number | 0T02723225 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | T02723225 |
| Name | ALERUS FINANCIAL NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,628.00 | $733,700 Land $277,900 Building $455,800 | $733,700 Land $277,900 Building $455,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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