Banks County property record for 156 Chestnut Trl, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 2021 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2021) |
| Tax Bill | $2,185 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B65F071 |
| Primary APN | B65F071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Heated Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 200 ft Width |
| Driveway | Driveway |
| Driveway Area | 1,600 sqft |
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10958 |
|---|---|
| Street Address | 156 CHESTNUT TRL |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKS BANKS CROSSING PH 3 PB 36-206 LOT 71 |
| Legal Subdivision | THE OAKS @ BANKS CROSSING - 00212 |
| Legal Phase | 3 |
| Legal Lot Number | 71 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
156 Chestnut Trl is owned and occupied by an individual who bought it in September 2021.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 156 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage |
| Sep 30, 2021 | Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Deed Document Number | 0000513842 |
| Deed Book / Page | 513 / 842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | May 15, 2026 |
| Property Address | 156 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 0000000600/0000000001 |
| Book / Page | 600 / 1 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 156 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 0600000001, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 600/1 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Sep 30, 2021 |
| Property Address | 156 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 000513/842 |
| Book / Page | 513 / 842 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-001012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 0000000513/0000000844 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 0000000513/0000000844 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 156 Chestnut Trl was $2,185 with exemptions applied, down 3.2% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,185.00 (-3.19%) Homeowner's exemption Senior Citizen's exemption | $149,320 (+10.95%) Land $26,000 Building $123,320 | $373,301 (+10.95%) Land $65,000 Building $308,301 |
| 2024 | $2,257.00 (+30.61%) Homeowner's exemption Senior Citizen's exemption | $134,582 (+9.5%) Land $16,000 Building $118,582 | $336,456 (+9.5%) Land $40,000 Building $296,456 |
| 2023 | $1,728.00 (-26.34%) Homeowner's exemption Senior Citizen's exemption | $122,908 (+10.04%) Land $16,000 Building $106,908 | $307,270 (+10.04%) Land $40,000 Building $267,270 |
| 2022 | $2,346.00 | $111,694 Land $20,000 Building $91,694 | $279,235 Land $50,000 Building $229,235 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 156 Chestnut Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 Chestnut Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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