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131 Chestnut Trl, Commerce, GA 30529 Property Records

Banks County property record for 131 Chestnut Trl, Commerce, GA 30529

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,028 sqft · built 2021
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$304,900 (Sep 2021)
Tax Bill$2,491 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2021 Sale
Flood ZoneZone X (minimal risk)
APNB65F066

Property Details

APN / Parcel Number

Primary APNB65F066
Alternative APN
  • 10953

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,028 sqft Heated Area
1st Floor Area1,776 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Width200 ft Width
DrivewayDriveway
Driveway Area517 sqft
PorchOpen Porch
Porch Area312 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number10953
Street Address131 CHESTNUT TRL
CityCOMMERCE
StateGA
Zip30529-6425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAKS BANKS CROSSING PH 3 PB 36-206 LOT 66
Legal SubdivisionTHE OAKS @ BANKS CROSSING - 00212
Legal Phase3
Legal Lot Number66
JurisdictionBANKS GA
Township / Civil DivisionSOUTHEAST BANKS
Census Block Group2
Census Block2031
Census Tract970400

Owner

131 Chestnut Trl is owned and occupied by an individual who bought it in September 2021.

Source: Banks County records, as of November 13, 2025

Owner of RecordIndividual Name on File
Mailing Address131 CHESTNUT TRL, COMMERCE, GA 30529-6425
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACOPIA
Sep 16, 2021Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2021 · Amount on File
Deed SaleSep 16, 2021 · Amount on File
Deed Document Number0000516102
Deed Book / Page516 / 102
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Property Address131 CHESTNUT TRL, COMMERCE, GA 30529-6425
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000516/0000000104
DateNov 8, 2021
Book Page0000000516/0000000104
Lender
NameACOPIA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

September 2021: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionBANKS GA
Recording DateSep 16, 2021
Property Address131 CHESTNUT TRL, COMMERCE, GA 30529-6425
Document Number000516/102
Book / Page516 / 102
Instrument DateSep 16, 2021
Instrument2021-001139
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 30, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4631 SHILOH HILLS DR, SNELLVILLE, GA 30039-8539

Tax Assessment & Valuation

The 2025 property tax bill for 131 Chestnut Trl was $2,491 with exemptions applied, down 3.2% from the year before.

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,491.00 (-3.22%) Homeowner's exemption Senior Citizen's exemption$165,943 (+10.16%) Land $26,000 Building $139,943$414,857 (+10.16%) Land $65,000 Building $349,857
2024$2,574.00 (+35.26%) Homeowner's exemption Senior Citizen's exemption$150,636 (+14.53%) Land $16,000 Building $134,636$376,589 (+14.53%) Land $40,000 Building $336,589
2023$1,903.00 (-8.82%) Homeowner's exemption Senior Citizen's exemption$131,528 (+10.2%) Land $16,000 Building $115,528$328,821 (+10.2%) Land $40,000 Building $288,821
2022$2,087.00 Homeowner's exemption Senior Citizen's exemption$119,352 Land $20,000 Building $99,352$298,379 Land $50,000 Building $248,379

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 Chestnut Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Chestnut Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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