Banks County property record for 144 Chestnut Trl, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,084 sqft · built 2021 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Mar 2026 Construction Loan Mar 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B65F073 |
| Primary APN | B65F073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,084 sqft Heated Area |
| 1st Floor Area | 1,808 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 880 sqft |
| Porch | Slab |
| Porch Area | 338 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 10960 |
|---|---|
| Street Address | 144 CHESTNUT TRL |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAKS BANKS CROSSING PH 3 PB 36-204/6 LOT 73 |
| Legal Subdivision | THE OAKS @ BANKS CROSSING - 00212 |
| Legal Phase | 3 |
| Legal Lot Number | 73 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970400 |
144 Chestnut Trl is owned by a company that acquired it in March 2026 and is owner-occupied.
Source: Banks County records, as of October 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1001 S CAPITAL OF TEXAS HWY, 100HWY, WEST LAKE HILLS, TX 78746-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Construction Mortgage RWA CREDIT SPV I |
| Mar 30, 2026 | Warranty Deed, Construction Loan · Construction Mortgage RWA CREDIT SPV I |
| Sep 9, 2025 | Limited Warranty Deed, Transfer |
| Nov 5, 2021 | Limited Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 |
| Deed Sale | Mar 30, 2026 |
| Prior Sale | Sep 9, 2025 · Amount on File |
| Deed Book / Page | 597 / 109 |
| Prior Transfer Date | Mar 13, 2026 |
| Prior Transfer Doc | 0597000109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 144 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1007 S CONGRESS AVE, AUSTIN, TX 78704-8707 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000597/0000000112 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 0000000597/0000000112 |
| Name | RWA CREDIT SPV I |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Mar 30, 2026 |
| Property Address | 144 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 000597/109 |
| Book / Page | 597 / 109 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | May 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 S CAPITAL OF TEXAS HWY # 100HWY, 100HWY, WEST LAKE HILLS, TX 78746-6450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000597112 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 597/112 |
| Name | RWA CREDIT SPV I |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Jan 1, 2027 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Sep 9, 2025 |
| Property Address | 144 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 000584/683 |
| Book / Page | 584 / 683 |
| Instrument Date | Sep 2, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $4.15 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 S CONGRESS AVE, AUSTIN, TX 78704-8707 |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Nov 5, 2021 |
| Property Address | 144 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 0000516/66 |
| Book / Page | 516 / 66 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021-001136 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 CHESTNUT TRL, COMMERCE, GA 30529-6425 |
| Document Number | 0000000516/0000000068 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 0000000516/0000000068 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 144 Chestnut Trl was $2,799 with a homeowner's exemption, down 3.1% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (-3.15%) Homeowner's exemption | $164,238 (+10.44%) Land $26,000 Building $138,238 | $410,596 (+10.44%) Land $65,000 Building $345,596 |
| 2024 | $2,890.00 (+21.58%) Homeowner's exemption | $148,717 (+8.72%) Land $16,000 Building $132,717 | $371,792 (+8.72%) Land $40,000 Building $331,792 |
| 2023 | $2,377.00 (-2.82%) Homeowner's exemption | $136,795 (+15.51%) Land $16,000 Building $120,795 | $341,987 (+15.51%) Land $40,000 Building $301,987 |
| 2022 | $2,446.00 Homeowner's exemption | $118,423 Land $20,000 Building $98,423 | $296,057 Land $50,000 Building $246,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Chestnut Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Chestnut Trl is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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