15528 Saddle Ridge Cir, Terrell, TX 75160 Property Records

Kaufman County property record for 15528 Saddle Ridge Cir, Terrell, TX 75160

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 1,948 sqft · built 2015
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,600 (Oct 2019)
Tax Bill	$5,150 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2270000900`

Property Details

APN / Parcel Number

Primary APN	`S2270000900`
Alternative APNs	`00.2270.0005.0009.00.06.00` `R72379` `72379`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	1,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2015
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15528 SADDLE RIDGE CIR
City	TERRELL
State	TX
Zip	75160-1049
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LONGSPUR ESTATES, BLOCK E, LOT 9
Legal Subdivision	LONGSPUR ESTATES
Legal Block	E
Legal Lot Number	9
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2011
Census Tract	50601

Owner

Source: Kaufman County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 8, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Sep 18, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Sep 18, 2018
Deed Document Number	201925081
Deed Book / Page	6165 / 359
Prior Transfer Date	Apr 6, 2016
Prior Transfer Doc	0052070262
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11558 ADDLE RIDGE CR, TERRELL, TX 75160

Mortgage

Document Number	0081300088
Date	Jun 22, 2023
Book Page	8130/88
Instrument	2023-0017256

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049

Mortgage

Document Number	0069340152
Date	Apr 13, 2021
Book Page	6934/152
Instrument	2021-0014065

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2049

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Oct 8, 2019
Property Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Document Number	0061650359
Book / Page	006165 / 000359
Instrument Date	Oct 8, 2019
Instrument	25081
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15528 SADDLE RIDGE CIR TERRELL TX 751601049, TERRELL, TX 75160-1049

Mortgage

Document Number	61650362
Date	Oct 8, 2019
Book Page	006165/000362
Instrument	25082

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Sep 18, 2018
Property Address	15528 SADDLE RIDGE CIR, TERRELL, TX 75160-1049
Document Number	0058080147
Book / Page	005808 / 000147
Instrument Date	Sep 6, 2018
Instrument	23656
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CHISHOLM RIDGE DR ROCKWALL TX 750322653, ROCKWALL, TX 75032-2653

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,150.00 (-1.57%) Homeowner's exemption	$382,711 (-16.97%) Land $95,000 Building $287,711	$382,711 (-16.97%) Land $95,000 Building $287,711
2024	$5,232.00 (+12.03%)
2023	$4,670.00 (-14.73%) Homeowner's exemption	$460,944 Land $80,000 Building $380,944	$460,944 Land $80,000 Building $380,944
2022	$5,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: T-Mobile.

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