Caldwell County property record for 1549 Lafayette Ave, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,673 sqft · built 1973 |
| Lot Size | 0.509 acres (22,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Mar 2019) |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 81A 1 29 |
| Primary APN | 03 81A 1 29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,673 sqft Heated Area |
| Gross Area | 1,987 sqft |
| 1st Floor Area | 1,673 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 22,184 sqft (0.509 acres) |
| Lot Dimensions | 188 ft deep x 118 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Patio Area | 260 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 173923 |
|---|---|
| Street Address | 1549 LAFAYETTE AVE |
| City | HUDSON |
| State | NC |
| Zip | 28638-9746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2047 PG 1906 YR 22 ST 0.00 |
| Legal Subdivision | R B MILLER JR PROP |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 30700 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1549 LAFAYETTE AVE, HUDSON, NC 28638-9746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 11, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 15, 2019 | Warranty Deed, Transfer · Conventional with PMI CERTAINTY HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Deed Document Number | 201910031040 |
| Deed Book / Page | 1959 / 775 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0020471906 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1549 LAFAYETTE AVE, HUDSON, NC 28638-9746 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020791520 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 2079/1520 |
| Instrument | 10082651 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Feb 11, 2022 |
| Property Address | 1549 LAFAYETTE AVE, HUDSON, NC 28638-9746 |
| Document Number | 0020471906 |
| Book / Page | 2047 / 1906 |
| Map Reference | MB 739 PG 168 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 10068511 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1549 LAFAYETTE AVE, HUDSON, NC 28638-9746 |
| Document Number | 0010068512 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 10068512 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 15, 2019 |
| Property Address | 1549 LAFAYETTE AVE, HUDSON, NC 28638-9746 |
| Document Number | 0010031040 |
| Book / Page | 001959 / 000775 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 10031040 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1549 YETTE AVE HUDSON NC 28638, HUDSON, NC 28638 |
| Document Number | 10031041 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 001959/000778 |
| Instrument | 10031041 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Number | 10031042, |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 001959/000791 |
| Instrument | 10031042 |
| Name | UNIFOUR CONSORTIUM |
|---|---|
| Address | PO BOX 9026, HICKORY, NC 28603-9026 |
| Amount | Amount Recorded |
|---|
Source: Caldwell County assessment roll, as of July 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Sawmills Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 (+60.05%) | $214,400 (+65.56%) Land $18,200 Building $196,200 | $214,400 (+65.56%) Land $18,200 Building $196,200 |
| 2024 | $1,304.00 (+6.28%) | ||
| 2023 | $129,500 (-) Land $18,200 Building $111,300 | $129,500 (-) Land $18,200 Building $111,300 | |
| 2022 | $1,227.00 | $129,500 Land $18,200 Building $111,300 | $129,500 Land $18,200 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SAWMILLS serves 5,588 people · EPA ID NC0114040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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