1557 Dover St, Ferndale, MI 48220 Property Records

Oakland County property record for 1557 Dover St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1924
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2003)
Tax Bill	$3,476 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-228-035`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-228-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	117 ft deep x 48 ft wide
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	195 sqft
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1557 DOVER ST
City	FERNDALE
State	MI
Zip	48220-1775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 LUX HOWEY LAND COMPANY'S RIDGE ROAD SUB LOT 52
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	LUX HOWEY LAND COMPANYS RIDGE ROAD
Legal Lot Number	52
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4002
Census Tract	173400

Owner

1557 Dover St is owned and occupied by an individual who bought it in March 2003.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Feb 2, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2003 · Amount on File
Deed Sale	Mar 22, 2003 · Amount on File
Prior Sale	Feb 7, 2003 · Amount on File
Deed Document Number	2003139231
Deed Book / Page	28488 / 659
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 DOVER ST, FERNDALE, MI 48220-1775

Mortgage

Document Number	0000101505
Date	Apr 14, 2021
Book Page	56068/309
Instrument	101505

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1557 DOVER ST, FERNDALE, MI 48220-1775

Mortgage

Document Number	0000324441
Date	Feb 18, 2022
Book Page	57475/373
Instrument	324441

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017031
Date	Feb 2, 2018
Book Page	51525/00751
Instrument	017031

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Document Number	0000132055
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1557 DOVER ST FERNDALE MI 482201775, FERNDALE, MI 48220-1775

Mortgage

Document Number	0000132055
Date	Jul 8, 2020
Book Page	054462/000247
Instrument	132055

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1557 DOVER ST, FERNDALE, MI 48220-1775
Document Number	0000206346
Book / Page	051264 / 000870
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1557 DOVER ST FERNDALE MI 482201775, FERNDALE, MI 48220-1775

Mortgage

Document Number	0000206346
Date	Nov 7, 2017
Book Page	051264/000870
Instrument	206346

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1557 Dover St was $3,476 with a homeowner's exemption, down 2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (-2%) Homeowner's exemption	$135,980	$271,960
2024	$3,547.00
2023		$123,220	$246,440
2021	$3,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1557 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1557 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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