Oakland County property record for 1620 Dover St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1930 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Sep 2019) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-229-013 |
| Primary APN | 24-25-33-229-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 117 ft deep x 48 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 107 sqft |
| Patio Area | 107 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1620 DOVER ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-3105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 LUX-HOWEY LAND COMPANY'S RIDGE ROAD SUB LOT 55 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | LUX-HOWEY LAND COMPANYS RIDGE ROAD |
| Legal Lot Number | 55 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 173400 |
Source: Oakland County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1620 DOVER ST, FERNDALE, MI 48220-3105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage ROCKET MORTGAGE LLC |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Sep 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Prior Sale | Nov 7, 2011 · Amount on Record |
| Deed Document Number | 2019142087 |
| Deed Book / Page | 53199 / 769 |
| Prior Transfer Date | Aug 29, 2017 |
| Prior Transfer Doc | 0000165069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1620 DOVER ST, FERNDALE, MI 48220-3105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1620 DOVER ST, FERNDALE, MI 48220-3105 |
| Investor | Possibly a Property Investor |
| Document Number | 0000242674 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 56985/17 |
| Instrument | 242674 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 3, 2019 |
| Property Address | 1620 DOVER ST, FERNDALE, MI 48220-3105 |
| Document Number | 0000142087 |
| Book / Page | 053199 / 000769 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 142087 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 17 W 8TH ST HOLLAND MI 494233102, HOLLAND, MI 49423-3102 |
| Document Number | 142084 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 053199/000734 |
| Instrument | 142084 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 5, 2017 |
| Property Address | 1620 DOVER ST, FERNDALE, MI 48220-3105 |
| Document Number | 0000165069 |
| Book / Page | 051035 / 000621 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 165069 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1620 DOVER ST FERNDALE MI 482203105, FERNDALE, MI 48220-3105 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,570.00 (-2.85%) Homeowner's exemption | $114,570 (+12.54%) | $229,140 (+12.54%) |
| 2024 | $4,704.00 (+5.9%) | ||
| 2023 | $101,800 | $203,600 | |
| 2021 | $4,442.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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