1531 Dover St, Ferndale, MI 48220 Property Records

Oakland County property record for 1531 Dover St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 869 sqft · built 1924
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$311,000 (Jun 2021)
Tax Bill	$6,108 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-228-038`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-228-038`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	869 sqft Living Area
1st Floor Area	695 sqft
Basement Area	695 sqft
Unfinished Basement	695 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2018
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	117 ft deep x 48 ft wide
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1531 DOVER ST
City	FERNDALE
State	MI
Zip	48220-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 LUX HOWEY LAND COMPANY'S RIDGE ROAD SUB LOT 49
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	LUX HOWEY LAND COMPANYS RIDGE ROAD
Legal Lot Number	49
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4002
Census Tract	173400

Owner

1531 Dover St is owned and occupied by an individual who bought it in June 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1531 DOVER ST, FERNDALE, MI 48220-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Aug 18, 2017 · Amount on File
Deed Document Number	2021146654
Deed Book / Page	56356 / 855
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 10, 2021
Property Address	1531 DOVER ST, FERNDALE, MI 48220-1614
Document Number	0000146654
Book / Page	56356 / 855
Map Reference	LB 13 PG 2
Instrument Date	Jun 3, 2021
Instrument	146654
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	PARKS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,674.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1531 DOVER ST, FERNDALE, MI 48220-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 ELMINGTON CT, CANTON, MI 48188-6286

Mortgage

Document Number	0000146660
Date	Jun 10, 2021
Book Page	56356/881
Instrument	146660

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 18, 2017
Property Address	1531 DOVER ST, FERNDALE, MI 48220-1614
Document Number	0000156943
Book / Page	050989 / 000120
Instrument Date	Aug 16, 2017
Instrument	156943
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 N MAPLE AVE ROYAL OAK MI 480674801, ROYAL OAK, MI 48067-4801

Mortgage

Document Number	156944
Date	Aug 18, 2017
Book Page	050989/000122
Instrument	156944

Lender

Name	LAKE MI CU
Type	Credit Union
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1531 Dover St was $6,108 with a homeowner's exemption, down 5.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,108.00 (-5.7%) Homeowner's exemption	$125,000	$250,000
2024	$6,477.00
2023		$130,870	$261,740
2021	$4,946.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1531 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1531 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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