1555 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 1555 W 20th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1956
Lot Size	0.166 acres (7,228 sqft)
Owner	2 Trust Names on File
Last Sale	$330,000 (Dec 2020)
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030-222-015-000`

Property Details

APN / Parcel Number

Primary APN	`030-222-015-000`
Alternative APN	`030-222-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	1,956 sqft
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,228 sqft (0.166 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-222-015
Street Address	1555 W 20TH ST
City	MERCED
State	CA
Zip	95340-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOTS 9&10 BLK 99
Legal Subdivision	MERCED
Legal Block	99
Legal Lot Number	9,10
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2011
Census Tract	1301

Owner

1555 W 20th St is owner-occupied and held in a trust since March 2026.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1555 W 20TH ST, MERCED, CA 95340-3407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2026	Intrafamily Transfer, Transfer · Line of Credit MERCED SCHOOL EMPLOYEES FCU
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 15, 2020	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Jan 15, 2020 · Amount on File
Deed Document Number	202047832
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000007488
Record Updated	Oct 29, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2026
Property Address	1555 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000016877
Instrument Date	May 20, 2026
Instrument	202616877
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1555 W 20TH ST, MERCED, CA 95340-3407

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 25, 2026
Property Address	1555 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000007488
Map Reference	VOL 1077 PG 300
Instrument Date	Mar 17, 2026
Instrument	2026007488
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1555 W 20TH ST, MERCED, CA 95340-3407

Mortgage

Document Number	0000007489
Date	Mar 25, 2026
Instrument	2026007489

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 11, 2020
Property Address	1555 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000047832
Map Reference	MB 5 PG 30A
Instrument Date	Dec 10, 2020
Instrument	2020047832
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1555 W 20TH ST, MERCED, CA 95340-3407

Mortgage

Document Number	0000047833
Date	Dec 11, 2020
Instrument	2020047833

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 15, 2020
Property Address	1555 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000001605
Instrument Date	Dec 31, 2019
Instrument	1605
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$226.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 W ST MERCED CA 953403463, MERCED, CA 95340-3463

Tax Assessment & Valuation

The 2025 property tax bill for 1555 W 20th St was $3,892, up 5.8% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,344 (+2%) Land $66,243 Building $298,101
2025	$3,892.00 (+5.79%) Homeowner's exemption	$357,201 Land $64,945 Building $292,256
2024	$3,679.00 (+1.46%)
2023	$3,626.00 (+1.37%) Homeowner's exemption	$343,332 Land $62,424 Building $280,908
2022	$3,577.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1555 W 20th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1555 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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