1527 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 1527 W 20th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,656 sqft · built 1958
Lot Size	0.173 acres (7,546 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2013)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-222-012-000`

Property Details

APN / Parcel Number

Primary APN	`030-222-012-000`
Alternative APN	`030-222-012`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	7,546 sqft (0.173 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-222-012
Street Address	1527 W 20TH ST
City	MERCED
State	CA
Zip	95340-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED LOT 13 BLK 99
Legal Subdivision	MERCED
Legal Block	99
Legal Lot Number	13
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2011
Census Tract	1301

Owner

1527 W 20th St is owned and occupied by an individual who bought it in July 2013.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1527 W 20TH ST, MERCED, CA 95340-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME APPROVALS DIRECT INC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage INTEREST SMART HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Prior Sale	Mar 26, 2013 · Amount on File
Deed Document Number	201326549
Prior Transfer Date	Jul 18, 2013
Prior Transfer Doc	0000026550
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1527 W 20TH ST, MERCED, CA 95340-3407
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1527 W 20TH ST, MERCED, CA 95340-3407

Mortgage

Document Number	0000008022
Date	Apr 13, 2023
Instrument	2023008022

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2043

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1527 W 20TH ST, MERCED, CA 95340-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016361
Date	May 24, 2017
Instrument	2017-016361

Lender

Name	HOME APPROVALS DIRECT INC
Type	Non-Lending Institution
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1527 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000006905
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1527 W 20TH ST MERCED CA 953403407, MERCED, CA 95340-3407

Mortgage

Document Number	0000006905
Date	Feb 28, 2020
Instrument	6905

Lender

Name	INTEREST SMART HM LOANS
Address	LAGUNA HILLS, CA 92653

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1527 W 20th St was $2,118.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$193,794 (+2%) Land $25,001 Building $168,793
2025	$2,118.00	$189,995 Land $24,511 Building $165,484
2023	$1,976.00 (+1.39%)	$182,619 Land $23,560 Building $159,059
2022	$1,949.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1527 W 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1527 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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