1505 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 1505 W 20th St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1954
Lot Size	0.173 acres (7,551 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2022)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-222-010-000`

Property Details

APN / Parcel Number

Primary APN	`030-222-010-000`
Alternative APN	`030-222-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1957
Construction Type	Wood
Roof Material	Other
Lot Area	7,551 sqft (0.173 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	159 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	030-222-010
Street Address	1505 W 20TH ST
City	MERCED
State	CA
Zip	95340-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOT 15&16 BLK 99
Legal Subdivision	MERCED
Legal Block	99
Legal Lot Number	15,16
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2011
Census Tract	1301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1505 W 20TH ST, MERCED, CA 95340-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCED SCHOOL EMPLOYEES FCU
Feb 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	202232030
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	0000004575
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 8, 2022
Property Address	1505 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000032030
Map Reference	VOL 5 PG 30A
Instrument Date	Aug 31, 2022
Instrument	2022032030
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1505 W 20TH ST, MERCED, CA 95340-3407

Mortgage

Document Number	0000032031
Date	Sep 8, 2022
Instrument	2022032031

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1505 W 20TH ST, MERCED, CA 95340-3407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013197
Date	May 4, 2018
Instrument	2018013197

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Feb 15, 2018
Property Address	1505 W 20TH ST, MERCED, CA 95340-3407
Document Number	0000004575
Instrument Date	Feb 7, 2018
Instrument	4575
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 W 20TH ST MERCED CA 953403407, MERCED, CA 95340-3407

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,422 (+2%) Land $90,202 Building $281,220
2025	$3,969.00 (+7.33%) Homeowner's exemption	$364,140 (+4.04%) Land $88,434 Building $275,706
2023	$3,698.00 (+9.54%) Homeowner's exemption	$350,000 Land $85,000 Building $265,000
2022	$3,376.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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