15543 Peru Rd, Umatilla, FL 32784 Property Records

Lake County property record for 15543 Peru Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,257 sqft · built 2007
Lot Size	5.17 acres (225,205 sqft)
Owner	Owner Name on File
Last Sale	$50,000 (Jun 2006)
Tax Bill	$1,901 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-18-26-0003-000-01600`

Property Details

APN / Parcel Number

Primary APN	`03-18-26-0003-000-01600`
Alternative APN	`3814278`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	1,257 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	225,205 sqft (5.17 acres)
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	267 sqft
Utility Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3814278
Street Address	15543 PERU RD
City	UMATILLA
State	FL
Zip	32784-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM S 1/4 COR RUN N 00DEG 24MIN 42SEC W 1859.11 FT FOR POB RUN N 89DEG 46MIN 01SEC W 266.24 FT TO A POINT ON A CURVE CONCAVE
Legal Range	26E
Legal Township	18S
Legal Section	03
Legal Subdivision	SOUTH
Legal Tract	3
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2015
Census Tract	30110

Owner

The current owner of 15543 Peru Rd bought it in June 2006.

Source: Lake County records, as of December 15, 2025

Owner of Record	Owner Name on File
Mailing Address	PO BOX 1165, UMATILLA, FL 32784-1165
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2006 · Amount on File
Deed Sale	Jun 9, 2006 · Amount on File
Deed Document Number	2006088610
Deed Book / Page	3182 / 1018
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15543 PERU RD, UMATILLA, FL 32784-8104
Document Number	0048910124
Book / Page	004891 / 000124
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15543 PERU RD UMATILLA FL 327848104, UMATILLA, FL 32784-8104

Mortgage

Document Number	0048910124
Date	Jan 19, 2017
Book Page	004891/000124
Instrument	6237

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$151,280	$400,998 Land $285,436 Building $115,562
2024	$1,901.00 (+15.91%)
2023	$1,640.00 (+12.64%) Homeowner's exemption Senior Citizen's exemption	$142,740 (+2.99%)	$290,579 (+49.14%) Land $179,296 Building $111,283
2022	$1,456.00 Homeowner's exemption Senior Citizen's exemption	$138,590	$194,831 Land $83,596 Building $111,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15543 Peru Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15543 Peru Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peru Rd

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