Lake County property record for 15400 Peru Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,324 sqft · built 2023 |
| Lot Size | 11.9 acres (519,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Apr 2021) |
| Tax Bill | $10,371 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18-26-0002-000-02200 |
| Primary APN | 10-18-26-0002-000-02200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 2,324 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Concrete Block Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 519,466 sqft (11.9 acres) |
| View / Lot | Wetland |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3309260 |
|---|---|
| Street Address | 15400 PERU RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | FROM AT THE NORTHEAST CORNER OF THE NORTHEAST 1/4 OF THE NORTHWEST 1/4 OF SECTION 10 TOWNSHIP 18 SOUTH RANGE 26 EAST RUN SOUTH 01-07-40 EAST ALONG THE EAST LINE 319.40 FEET FOR POINT OF BEGINNING THENCE CONTINUE SOUTH 01-07-40 EAST 446.21 FEET SOUTH |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 10 |
| Legal Quarter | 2 |
| Legal Subdivision | ACREAGE & UNREC PLATS |
| Legal Tract | 0002 |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 30110 |
Source: Lake County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15400 PERU RD, UMATILLA, FL 32784-7957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage UNITED SOUTHERN BANK |
| Apr 22, 2021 | Warranty Deed, Transfer EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE CNTY L |
| Feb 9, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2021 · Amount on Record |
| Deed Sale | Apr 22, 2021 · Amount on Record |
| Prior Sale | Feb 9, 2017 · Amount on Record |
| Deed Document Number | 202155285 |
| Deed Book / Page | 5692 / 2480 |
| Prior Transfer Date | Apr 21, 1997 |
| Prior Transfer Doc | 1511001915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 15400 PERU RD, UMATILLA, FL 32784-7957 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13938 WELLINGTON LN, GRAND ISLAND, FL 32735-9121 |
| Document Number | 0061171031 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 6117/1031 |
| Instrument | 2023036867 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 22, 2021 |
| Property Address | PERU RD, UMATILLA, FL 32784 |
| Document Number | 0056922480 |
| Book / Page | 5692 / 2480 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021055285 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TTL OF LAKE CNTY L |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,603.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2505 W COUNTY ROAD 44, EUSTIS, FL 32726-6904 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 9, 2017 |
| Property Address | PERU RD, UMATILLA, FL 32784 |
| Document Number | 0049001710 |
| Book / Page | 004900 / 001710 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 14858 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 KENTUCKY BLUE CIR APOPKA FL 327124768, APOPKA, FL 32712-4768 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748,053 (-0.3%) Land $350,244 Building $397,809 | $748,053 (-0.3%) Land $350,244 Building $397,809 | |
| 2025 | $10,371.00 (+144.89%) Homeowner's exemption | $750,282 (+332.61%) Land $350,244 Building $400,038 | $750,282 (+332.61%) Land $350,244 Building $400,038 |
| 2024 | $4,235.00 (+81.84%) | ||
| 2023 | $2,329.00 (-39.52%) | $173,430 (-36.61%) | $173,430 (-36.61%) Land $173,430 |
| 2022 | $3,851.00 | $273,600 | $273,600 Land $273,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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